2816 Waycross Dr, Monroe, NC 28110 Property Records

Union County property record for 2816 Waycross Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,638 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$325,000 (Apr 2024)
Tax Bill	$2,810 (2025)
Deeds & Mortgages	Apr 2024 Sale Apr 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-336-430`

Property Details

APN / Parcel Number

Primary APN	`09-336-430`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
Gross Area	2,038 sqft
1st Floor Area	653 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2816 WAYCROSS DR
City	MONROE
State	NC
Zip	28110-6107
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20SU MON
Legal Description	#113 HAMILTON PLACE PH2 OPCG650
Legal Subdivision	HAMILTON PLACE
Legal Lot Number	113
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2001
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Warranty Deed, Transfer SELENE TITLE LLC
Apr 2, 2024	Warranty Deed, Transfer SELENE TITLE LLC
Dec 22, 2023	Warranty Deed, Transfer
Mar 22, 2017	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2024 · Amount on Record
Deed Sale	Apr 2, 2024 · Amount on Record
Prior Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	20247171
Deed Book / Page	8879 / 343
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 19, 2024
Property Address	2816 WAYCROSS DR, MONROE, NC 28110-6107
Document Number	0000888972
Book / Page	8889 / 72
Map Reference	CAB G FILE 650&654
Instrument Date	Apr 16, 2024
Instrument	8703
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	SELENE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 2, 2024
Property Address	2816 WAYCROSS DR, MONROE, NC 28110-6107
Document Number	0008879343
Book / Page	8879 / 343
Map Reference	CAB G FILE 650&654
Instrument Date	Mar 28, 2024
Instrument	7171
Transaction Type	Transfer
Record Updated	Apr 15, 2024
Title Company	SELENE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 S CAPITAL OF TEXAS HWY # HWY1-100, HWY1-100, WEST LAKE HILLS, TX 78746-6450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 22, 2023
Property Address	2816 WAYCROSS DR, MONROE, NC 28110-6107
Document Number	0008831567
Book / Page	8831 / 567
Map Reference	CAB G FILE 654
Instrument Date	Dec 18, 2023
Instrument	30543
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Amount	Amount Recorded
Tax	$634.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 THURMOND ST, OAK HILL, WV 25901-2754

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1001 S CAPITAL OF TEXAS HWY # 100, 100, WEST LAKE HILLS, TX 78746-6450
Investor	Possibly a Property Investor

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2816 WAYCROSS DR, MONROE, NC 28110-6107
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006898524
Date	Mar 22, 2017
Book Page	6898/524
Instrument	0007857

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,500 (-) Land $75,000 Building $246,500	$321,500 (-) Land $75,000 Building $246,500
2025	$2,810.00 (+6.08%)	$321,500 (+32.3%) Land $75,000 Building $246,500	$321,500 (+32.3%) Land $75,000 Building $246,500
2023	$2,649.00	$243,000 Land $47,400 Building $195,600	$243,000 Land $47,400 Building $195,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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