2805 Waycross Dr, Monroe, NC 28110 Property Records

Union County property record for 2805 Waycross Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,052 sqft · built 2004
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,178 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-336-458`

Property Details

APN / Parcel Number

Primary APN	`09-336-458`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
Gross Area	2,452 sqft
1st Floor Area	916 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2805 WAYCROSS DR
City	MONROE
State	NC
Zip	28110-6101
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20SU MON
Legal Description	#134 HAMILTON PLACE PH2 OPCG651
Legal Subdivision	HAMILTON PLACE
Legal Lot Number	134
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2003
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2805 WAYCROSS DR, MONROE, NC 28110-6101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 31, 2023	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023
Deed Sale	May 31, 2023
Prior Sale	Jul 24, 2009 · Amount on Record
Deed Document Number	202312878
Deed Book / Page	8718 / 395
Prior Transfer Date	May 25, 2023
Prior Transfer Doc	0008718395
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Apr 13, 2026
Property Address	2805 WAYCROSS DR, MONROE, NC 28110-6101
Document Number	0000009801
Book / Page	9348 / 111
Instrument Date	Apr 6, 2026
Instrument	20269801
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VYLLA TITLE LLC, VYLLA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 WAYCROSS DR, MONROE, NC 28110-6101

Mortgage

Document Number	0000009801,
Date	Apr 13, 2026
Book Page	9348/111
Instrument	20269801

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Nov 1, 2053

Interest

Rate	6%
Max Rate	-1%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	May 31, 2023
Property Address	2805 WAYCROSS DR, MONROE, NC 28110-6101
Document Number	0008718395
Book / Page	8718 / 395
Map Reference	CAB G FILE 651&654
Instrument Date	May 25, 2023
Instrument	12878
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2805 WAYCROSS DR, MONROE, NC 28110-6101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2805 WAYCROSS DR, MONROE, NC 28110-6101

Mortgage

Document Number	0000012879
Date	May 31, 2023
Instrument	12879

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,600 (-) Land $75,000 Building $288,600	$363,600 (-) Land $75,000 Building $288,600
2025	$3,178.00 (+7.88%)	$363,600 (+34.57%) Land $75,000 Building $288,600	$363,600 (+34.57%) Land $75,000 Building $288,600
2023	$2,946.00	$270,200 Land $47,400 Building $222,800	$270,200 Land $47,400 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waycross Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures