2816 Sunset Ter, San Mateo, CA 94403 Property Records

San Mateo County property record for 2816 Sunset Ter, San Mateo, CA 94403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,427 sqft · built 1951
Lot Size0.163 acres (7,082 sqft)
Owner2 Individual Names on File
Last Sale$977,500 (Jun 2014)
Tax Bill$16,217 (2025)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN039-192-030

Property Details

APN / Parcel Number

Primary APN039-192-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,427 sqft Living Area
1st Floor Area1,230 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Lot Area7,082 sqft (0.163 acres)
Lot Dimensions128 ft deep x 55 ft wide
Garage Area300 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2816 SUNSET TER
CitySAN MATEO
StateCA
Zip94403-3251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 3 BLOCK 9 HILLSDALE UNIT NO 4A RSM 31/10 11 CITY OF SAN MATEO
Legal SubdivisionHILLSDALE UNIT NO 4A
Legal Block9
Legal Lot Number3
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1009
Census Tract607300

Owner

2816 Sunset Ter is owned and occupied by two individuals who bought it in June 2014.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Individual Names on File
Mailing Address2816 SUNSET TER, SAN MATEO, CA 94403-3251
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2014 · Amount on File
Deed SaleJun 25, 2014 · Amount on File
Deed Document Number201455735
Prior Transfer DateJan 16, 2009
Prior Transfer Doc0000006434
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address2816 SUNSET TER, SAN MATEO, CA 94403-3251
Document Number0000029693
Instrument DateMar 25, 2020
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanyREGIONAL LENDER CENTER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address2816 SUNSET TER SAN MATEO CA 944033251, SAN MATEO, CA 94403-3251

Mortgage

Document Number0000029693
DateMar 31, 2020
Instrument29693
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94065
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2816 Sunset Ter was $16,217.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,264,491 (+2%) Land $611,117 Building $653,374
2025$16,217.00$1,239,699 Land $599,135 Building $640,564
2023$15,326.00 (+1.33%)$1,191,563 Land $575,871 Building $615,692$1,748,160
2022$15,125.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 Sunset Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1983–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 Sunset Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50

May also be available: Etheric Networks, T-Mobile.

Nearby Properties on Sunset Ter

Nearby Streets

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