2805 Sunset Ter, San Mateo, CA 94403 Property Records

San Mateo County property record for 2805 Sunset Ter, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,230 sqft · built 1951
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,515,000 (Apr 2020)
Tax Bill	$32,620 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-191-450`

Property Details

APN / Parcel Number

Primary APN	`039-191-450`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	1,230 sqft
Family Room	Family Room

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2805 SUNSET TER
City	SAN MATEO
State	CA
Zip	94403-3250
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 2 BLOCK 8 HILLSDALE UNIT NO 4A RSM 31/10 11 CITY OF SAN MATEO
Legal Subdivision	HILLSDALE UNIT NO 4A
Legal Block	8
Legal Lot Number	2
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1008
Census Tract	607300

Owner

2805 Sunset Ter is owned and occupied by two individuals who acquired it in May 2024.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2805 SUNSET TER, SAN MATEO, CA 94403-3250
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Intrafamily Transfer, Transfer · Construction Mortgage KINECTA FCU
Apr 16, 2020	Grant Deed, Transfer GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2020 · Amount on File
Deed Sale	Apr 16, 2020 · Amount on File
Deed Document Number	202034640
Last Transfer Date	May 3, 2024
Transfer Doc	0000025002
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 28, 2022
Property Address	2805 SUNSET TER, SAN MATEO, CA 94403-3250
Document Number	0000035870
Map Reference	MB 31 PG 10&11
Instrument Date	Apr 11, 2022
Instrument	2022-035870
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2805 SUNSET TER, SAN MATEO, CA 94403-3250

Mortgage

Document Number	0000035871
Date	Apr 28, 2022
Instrument	2022-035871

Lender

Name	KINECTA FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 16, 2020
Property Address	2805 SUNSET TER, SAN MATEO, CA 94403-3250
Document Number	0000034640
Instrument Date	Apr 3, 2020
Instrument	34640
Transaction Type	Transfer
Record Updated	May 19, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,667.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2805 SUNSET TER SAN MATEO CA 944033250, SAN MATEO, CA 94403-3250

Mortgage

Document Number	34641
Date	Apr 16, 2020
Instrument	34641

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	8945 CAL CENTER DR, SACRAMENTO, CA 95826-3239

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Mortgage

Document Number	34642,
Date	Apr 16, 2020
Instrument	34642

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2805 Sunset Ter was $32,620.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,763,835 (+2%) Land $1,338,620 Building $1,425,215
2025	$32,620.00	$2,709,644 Land $1,312,373 Building $1,397,271
2023	$22,094.00 (+12.83%)	$1,834,938 Land $1,261,413 Building $573,525	$1,630,530
2022	$19,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2805 Sunset Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1983–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2805 Sunset Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: Etheric Networks, T-Mobile.

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