2816 Summer Ave, Waco, TX 76708 Property Records

McLennan County property record for 2816 Summer Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1949
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on File
Last Sale	$201,316 (Aug 2026)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-005100-002100-6`

Property Details

APN / Parcel Number

Primary APN	`48-005100-002100-6`
Alternative APNs	`4800510000210060111` `164685`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Wood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1975
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	163 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	117 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	2816 SUMMER AVE
City	WACO
State	TX
Zip	76708-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLAIZE-FRAZIER LOT 2 BLOCK 3 ACRES .232
Legal Subdivision	BLAIZE-FRAZIER
Legal Block	3
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	900

Owner

2816 Summer Ave is owned and occupied by an individual who bought it in August 2026.

Source: McLennan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2816 SUMMER AVE, WACO, TX 76708-2445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on File
Deed Sale	Aug 13, 2026 · Amount on File
Prior Sale	Mar 24, 2025
Deed Document Number	202625965
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 13, 2026
Property Address	2816 SUMMER AVE, WACO, TX 76708-2445
Document Number	0000025965
Instrument Date	Aug 10, 2026
Instrument	202625965
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 SUMMER AVE, WACO, TX 76708-2445

Mortgage

Document Number	0000025966,
Date	Aug 13, 2026
Instrument	202625966

Lender

Name	HIGHLANDS RESID'L MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000025967,
Date	Aug 13, 2026
Instrument	202625967

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount on Record
Term	36 Months
Due	Aug 10, 2029

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2816 Summer Ave was $3,379, up 1.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,323 (-1.34%) Land $23,851 Building $124,472	$148,323 (-1.34%) Land $23,851 Building $124,472
2025	$3,379.00 (+1.17%)	$150,330 Land $21,630 Building $128,700	$150,330 Land $21,630 Building $128,700
2024	$3,340.00
2023		$142,430 Land $21,630 Building $120,800	$142,430 Land $21,630 Building $120,800
2022	$3,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2816 Summer Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2816 Summer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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