2812 Summer Ave, Waco, TX 76708 Property Records

McLennan County property record for 2812 Summer Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1949
Lot Size	0.234 acres (10,172 sqft)
Owner	2 Company Names on Record
Last Sale	$57,400 (Apr 2019)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jun 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-005100-002200-2`

Property Details

APN / Parcel Number

Primary APN	`48-005100-002200-2`
Alternative APNs	`4800510000220020111` `164686`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	10,172 sqft (0.234 acres)
Lot Dimensions	164 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	88 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2812 SUMMER AVE
City	WACO
State	TX
Zip	76708-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BLAIZE-FRAZIER LOT 3 BLOCK 3 ACRES .2335
Legal Subdivision	BLAIZE-FRAZIER
Legal Block	3
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4800 W WACO DR, WACO, TX 76710-7056
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Jun 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 1, 2019	Vendor's Lien, Transfer CENTRAL NATIONAL BANK
Dec 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Dec 14, 2017
Deed Document Number	201910648
Prior Transfer Date	Mar 29, 2019
Prior Transfer Doc	0000010648
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2812 SUMMER AVE, WACO, TX 76708-2445
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007368
Date	Mar 7, 2018
Instrument	2018007368

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 24, 2019
Property Address	2812 SUMMER AVE, WACO, TX 76708-2445
Document Number	0000020771
Instrument Date	Jun 19, 2019
Instrument	20771
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10512 DOMINIC CT WACO TX 767122109, WACO, TX 76712-2109

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 1, 2019
Property Address	2812 SUMMER AVE, WACO, TX 76708-2445
Document Number	0000010648
Map Reference	VOL 619 PG 613
Instrument Date	Mar 29, 2019
Instrument	2019010648
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3448 WINDSOR WAY, 3448, WACO, TX 76712-9625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10512 DOMINIC CT, WACO, TX 76712-2109

Mortgage

Document Number	0000010649
Date	Apr 1, 2019
Instrument	2019010649

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 14, 2017
Property Address	2812 SUMMER AVE, WACO, TX 76708-2445
Document Number	0000040844
Instrument Date	Dec 13, 2017
Instrument	40844
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3448 WINDSOR WAY WACO TX 767129625, WACO, TX 76712-9625

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,400 (-) Land $21,670 Building $64,730	$86,400 (-) Land $21,670 Building $64,730
2025	$1,942.00 (+2.53%)	$86,400 (+2.86%) Land $21,670 Building $64,730	$86,400 (+2.86%) Land $21,670 Building $64,730
2024	$1,894.00 (+0.58%)
2023		$84,000 Land $21,670 Building $62,330	$84,000 Land $21,670 Building $62,330
2022	$1,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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