2816 Duncan St, Springfield, OH 45505 Property Records

Clark County property record for 2816 Duncan St, Springfield, OH 45505

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 672 sqft · built 1952
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on Record
Last Sale$126,000 (May 2024)
Tax Bill$1,343 (2024)
Deeds & MortgagesJan 2023 Line of Credit
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN340-07-00022-407-032

Property Details

APN / Parcel Number

Primary APN340-07-00022-407-032

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area672 sqft Living Area
Gross Area1,276 sqft
1st Floor Area672 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions80 ft deep x 92 ft wide
Garage TypeAttached
Garage Area364 sqft

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area280 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2816 DUNCAN ST
CitySPRINGFIELD
StateOH
Zip45505-2838
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAYNES 2ND ADD 13920
Legal SubdivisionLAYNES 2ND ADD
Legal Block407
Legal Lot Number32
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group2
Census Block2002
Census Tract1400

Owner

Source: Clark County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2816 DUNCAN ST, SPRINGFIELD, OH 45505-2838
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC
Sep 16, 2021Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2024 · Amount on Record
Deed SaleMay 20, 2024 · Amount on Record
Prior SaleSep 16, 2021 · Amount on Record
Deed Document Number20246095
Deed Book / Page2237 / 2174
Prior Transfer DateMar 20, 1999
Prior Transfer Doc0000009141
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address2816 DUNCAN ST, SPRINGFIELD, OH 45505-2838
Transaction TypeMortgage
Record UpdatedJan 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000022
DateJan 3, 2023
Book Page2219/3194
Instrument202300000022
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueDec 25, 2047

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateSep 16, 2021
Property Address2816 DUNCAN ST, SPRINGFIELD, OH 45505-2838
Document Number0000016215
Book / Page2197 / 4958
Map ReferenceVOL 8 PG 19
Instrument DateSep 10, 2021
Instrument202100016215
Transaction TypeTransfer
Record UpdatedSep 27, 2021
Title CompanyTEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2816 DUNCAN ST, SPRINGFIELD, OH 45505-2838

Mortgage

Document Number0000016216
DateSep 16, 2021
Instrument202100016216
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$35,630 (+34.4%) Land $5,620 Building $30,010$101,810 (+34.4%) Land $16,070 Building $85,740
2024$1,343.00 (+0.15%)
2023$26,510 Land $5,260 Building $21,250
2022$1,341.00$75,750 Land $15,040 Building $60,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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