2815 Pine Tree St, Moody, AL 35004 Property Records

St. Clair County property record for 2815 Pine Tree St, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,206 sqft · built 1990
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (May 2026)
Tax Bill	$763 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-01-02-0-001-009.121`

Property Details

APN / Parcel Number

Primary APN	`26-01-02-0-001-009.121`
Alternative APNs	`00530938` `530938` `26302`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00530938
Street Address	2815 PINE TREE ST
City	MOODY
State	AL
Zip	35004-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 6 100 OAKS 2ND SEC 2-17-1
Legal Range	01E
Legal Township	17S
Legal Section	02
Legal Subdivision	100 OAKS
Legal Block	6
Legal Lot Number	5
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	1
Census Block	1012
Census Tract	40104

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	946 BOSWELL DR, OXFORD, AL 36203-2214
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE FIRM
Jun 7, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Jun 7, 2021 · Amount on File
Deed Book / Page	2026 / 6378
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	May 28, 2026
Property Address	2815 PINE TREE ST, MOODY, AL 35004-3140
Document Number	0000006378
Book / Page	2026 / 6378
Instrument Date	May 28, 2026
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	CBT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,715.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	946 BOSWELL DR, OXFORD, AL 36203-2214

Mortgage

Document Number	2026023380,
Date	May 28, 2026
Book Page	2026/23380

Lender

Name	MORTGAGE FIRM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jun 7, 2021
Property Address	2815 PINE TREE ST, MOODY, AL 35004-3140
Document Number	0000007296
Book / Page	DEED 2021 / 7296
Map Reference	MB D PG 24
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 PINE TREE ST, MOODY, AL 35004-3140
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG202138750
Date	Jun 7, 2021
Instrument	MTG 2021/38750

Lender

Name	SOUTHPOINT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$763.00 (+8.84%)	$15,920 (-45.84%)	$159,180 (+8.3%) Land $40,000 Building $119,180
2023		$29,396 (+1%) Land $8,000 Building $21,396	$146,980 (-) Land $40,000 Building $106,980
2022	$701.00 Homeowner's exemption	$14,698 Land $4,000 Building $10,698	$146,980 Land $40,000 Building $106,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (2003–2021)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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