2801 Pine Tree St, Moody, AL 35004 Property Records

St. Clair County property record for 2801 Pine Tree St, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,248 sqft · built 1993
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$140,500 (Jul 2017)
Tax Bill	$868 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-01-02-0-001-009.120`

Property Details

APN / Parcel Number

Primary APN	`26-01-02-0-001-009.120`
Alternative APNs	`00502505` `502505` `26301`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Fiber Cement Siding
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00502505
Street Address	2801 PINE TREE ST
City	MOODY
State	AL
Zip	35004-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 6 100 OAKS 2ND SEC 2-17-1
Legal Range	01E
Legal Township	17S
Legal Section	02
Legal Subdivision	100 OAKS
Legal Block	6
Legal Lot Number	4
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	1
Census Block	1012
Census Tract	40104

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2801 PINE TREE ST, MOODY, AL 35004-3140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit ALABAMA TELCO CU
Jan 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Deed Book / Page	2017 / 7759
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	2801 PINE TREE ST, MOODY, AL 35004-3140
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035599
Date	Jul 7, 2022
Book Page	MTG 2022/35599

Lender

Name	ALABAMA TELCO CU
Type	Credit Union
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	2801 PINE TREE ST, MOODY, AL 35004-3140
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003888
Date	Jan 29, 2020
Book Page	MTG 2020/03888

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jul 10, 2017
Property Address	2801 PINE TREE ST, MOODY, AL 35004-3140
Document Number	0000007759
Book / Page	2017 / 07759
Map Reference	MB D PG 24
Instrument Date	Jun 20, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2801 PINE TREE ST, 2801, MOODY, AL 35004-3140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 PINE TREE ST, MOODY, AL 35004-3140

Mortgage

Document Number	0201722782
Date	Jul 10, 2017
Instrument	2017/22782

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$868.00 (+9.18%)	$17,980 (-45.67%)	$179,770 (+8.65%) Land $40,000 Building $139,770
2023		$33,092 Land $8,000 Building $25,092	$165,460 Land $40,000 Building $125,460
2022	$795.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (2003–2021)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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