Osceola County property record for 2815 Mead Ave, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,144 sqft · built 2016 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,200 (Aug 2016) |
| Tax Bill | $6,113 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-25-31-3734-0001-3260 |
| Primary APN | 08-25-31-3734-0001-3260 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,144 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 2,144 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 244 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2815 MEAD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESHORE AT NARCOOSSEE PH 3 PB 24 PG 88-93 LOT 326 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | LAKESHORE AT NARCOOSSEE PH 3 |
| Legal Phase | 3 |
| Legal Tract | 3734 |
| Legal Block | 3260 |
| Legal Lot Number | 326 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 43600 |
Source: Osceola County records · APN 08-25-31-3734-0001-3260
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2815 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| May 02, 2022 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2016 · Amount on Record |
| Deed Sale | Aug 12, 2016 · Amount on Record |
| Prior Sale | Jan 12, 2016 · Amount on Record |
| Deed Document Number | 2016122906 |
| Deed Book / Page | 5008 / 40 |
| Last Transfer Date | Apr 20, 2022 |
| Transfer Doc | 0062052738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 2815 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Document Number | 0000054667 |
| Book / Page | 6960 / 2797 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202654667 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 2815 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Document Number | 0000054667, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 6960/2797 |
| Instrument | 202654667 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | May 01, 2052 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 02, 2022 |
| Property Address | 2815 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Document Number | 0062052738 |
| Book / Page | 6205 / 2738 |
| Map Reference | MB 24 PG 88-93 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022069758 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2815 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2815 MEAD AVE, SAINT CLOUD, FL 34771-7939 |
| Document Number | 0062052741 |
|---|---|
| Date | May 02, 2022 |
| Instrument | 6205/2741 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,113.00 (+5.63%) | $389,800 (+0.93%) Land $75,000 Building $314,800 | $389,800 (+0.93%) Land $75,000 Building $314,800 |
| 2024 | $5,787.00 (+3.36%) | ||
| 2023 | $5,599.00 (+12.97%) | $386,200 (+19.16%) Land $75,000 Building $311,200 | $386,200 (+19.16%) Land $75,000 Building $311,200 |
| 2022 | $4,956.00 | $324,100 Land $60,000 Building $264,100 | $324,100 Land $60,000 Building $264,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 278 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 662 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Spectrum | Cable | 1,000 / 1,000 |
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