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2813 Mead Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2813 Mead Ave, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,144 sqft · built 2016
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$276,500 (Sep 2016)
Tax Bill$4,276 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN082531373400013250

Property Details

APN / Parcel Number

Primary APN082531373400013250

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,144 sqft Heated Area
Gross Area2,826 sqft
1st Floor Area2,144 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area262 sqft
Patio Area120 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2813 MEAD AVE
CitySAINT CLOUD
StateFL
Zip34771-7939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESHORE AT NARCOOSSEE PH 3 PB 24 PG 88-93 LOT 325
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionLAKESHORE AT NARCOOSSEE
Legal Phase3
Legal Tract3734
Legal Lot Number325
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

2813 Mead Ave is owned and occupied by an individual who bought it in September 2016.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2813 MEAD AVE, SAINT CLOUD, FL 34771-7939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2016 · Amount on File
Deed SaleSep 15, 2016 · Amount on File
Prior SaleJan 12, 2016 · Amount on File
Deed Document Number2016140772
Deed Book / Page5025 / 0054
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2813 MEAD AVE, SAINT CLOUD, FL 34771-7939
Transaction TypeMortgage
Record UpdatedJan 11, 2023
Title CompanyCOBBLESTONE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2813 MEAD AVE, SAINT CLOUD, FL 34771-7939

Mortgage

Document Number0060332468
DateAug 31, 2021
Book Page6033/2468
Instrument2021135278
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2813 Mead Ave was $4,276 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,276.00 Homeowner's exemption$298,114$398,800 Land $75,000 Building $323,800
2023$3,989.00 (+4.7%) Homeowner's exemption$281,275 (+3.59%)$395,400 (+19.53%) Land $75,000 Building $320,400
2022$3,810.00 Homeowner's exemption$271,530$330,800 Land $60,000 Building $270,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2813 Mead Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2813 Mead Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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