2815 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2815 Jefferson St, Duluth, MN 55812

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1923
Lot Size0.16 acres (6,993 sqft)
OwnerIndividual Name on File
Tax Bill$3,226 (2026)
Deeds & MortgagesOct 2023 Mortgage
Oct 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN010-2080-05910

Property Details

APN / Parcel Number

Primary APN010-2080-05910
Alternative APNs
  • 1172304
  • 928103

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area816 sqft Gross Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Lot Area6,993 sqft (0.16 acres)
Garage Area576 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area110 sqft
Deck Area234 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGravity Furnace
Heating FuelGas

Location & Zoning

Account Number1172304
Street Address2815 JEFFERSON ST
CityDULUTH
StateMN
Zip55812-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0013 BLOCK:039 SERIAL #
Legal SubdivisionHARRISONS DIV OF DULUTH
Legal Block39
Legal Lot Number13
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3009
Census Tract700

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6590 CHURCH RD, DULUTH, MN 55803-9240
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Deed of Trust, Mortgage · Commercial Mortgage
SHARE ADVANTAGE CU
Oct 28, 2019Loan Modification, Mortgage · Conventional Mortgage
SHARE ADVANTAGE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2815 JEFFERSON ST, DULUTH, MN 55812-2323
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001476250
DateOct 18, 2023
Instrument1476250
Lender
NameSHARE ADVANTAGE CU
TypeCredit Union
AddressDULUTH, MN 55811
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueOct 6, 2028

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address2815 JEFFERSON ST, DULUTH, MN 55812-2323
Document Number00A1367598
Instrument DateOct 28, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5301 WYOMING ST DULUTH MN 558041358, DULUTH, MN 55804-1358

Mortgage

Document Number00A1367598
DateNov 15, 2019
InstrumentA1367598
Lender
NameSHARE ADVANTAGE CU
TypeCredit Union
AddressDULUTH, MN 55811
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 14, 2024

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,226.00 (+11.86%)
2025$2,884.00 (+0.14%)$237,300 (+13.38%) Land $77,700 Building $159,600$237,300 (+13.38%) Land $77,700 Building $159,600
2024$2,880.00$209,300 (+17.06%) Land $45,300 Building $164,000$209,300 (+17.06%) Land $45,300 Building $164,000
2022$178,800 Land $39,700 Building $139,100$178,800 Land $39,700 Building $139,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMay 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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