2802 Jefferson St, Duluth, MN 55812 Property Records

St. Louis County property record for 2802 Jefferson St, Duluth, MN 55812 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 908 sqft · built 1923
Lot Size	0.179 acres (7,798 sqft)
Owner	Individual Name on File
Last Sale	$152,078 (Apr 2018)
Tax Bill	$3,512 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-2080-06110`

Property Details

APN / Parcel Number

Primary APN	`010-2080-06110`
Alternative APNs	`1064034` `1074466`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	908 sqft Gross Area
1st Floor Area	908 sqft
Basement Area	272 sqft
Finished Basement	272 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Lot Area	7,798 sqft (0.179 acres)
Garage Area	624 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	168 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1074466
Street Address	2802 JEFFERSON ST
City	DULUTH
State	MN
Zip	55812-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0001 BLOCK:042 SERIAL #
Legal Subdivision	HARRISONS DIVISION OF DULUTH
Legal Block	42
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3008
Census Tract	700

Owner

Source: St. Louis County records · APN 010-2080-06110

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2802 JEFFERSON ST, DULUTH, MN 55812-2322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
Jan 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALERUS FINANCIAL NA
Jul 24, 2019	Quit Claim Deed, Mortgage · Conventional with PMI FRANDSEN BK&TR
Jul 12, 2018	Grant Deed, Transfer CONTINENTAL R/E SERVICES
Apr 17, 2018	Grant Deed, Transfer ATTORNEY ONLY
Apr 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Deed Document Number	2018997007
Last Transfer Date	Jul 19, 2019
Transfer Doc	00T1012809
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2802 JEFFERSON ST, DULUTH, MN 55812-2322
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001070581
Date	Jul 26, 2023
Instrument	1070581

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.07%
Type Change Date	Oct 01, 2028
Change Frequency	3 Years
Min Rate At Change	5.75%
Max Rate At Change	13%
Index	3-Year TN
Max Rate	18%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2802 JEFFERSON ST, DULUTH, MN 55812-2322
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 MELLWOOD AVE, DULUTH, MN 55804-1716

Mortgage

Document Number	0001007315
Date	Jan 28, 2019
Instrument	1007315

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Dec 12, 2033

July 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 24, 2019
Property Address	2802 JEFFERSON ST, DULUTH, MN 55812-2322
Document Number	00T1012809
Instrument Date	Jul 18, 2019
Instrument	T1012809
Transaction Type	Mortgage
Record Updated	Aug 02, 2019
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 6344 BRECKENRIDGE CO 804246344, BRECKENRIDGE, CO 80424-6344

Mortgage

Document Number	T1012810
Date	Jul 24, 2019
Instrument	T1012810

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 12, 2018
Property Address	2802 JEFFERSON ST, DULUTH, MN 55812-2322
Document Number	00A1000131
Instrument Date	Jun 21, 2018
Instrument	A1000131
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	CONTINENTAL R/E SERVICES

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 HINTERLAND TRL BRECKENRIDGE CO 80424, BRECKENRIDGE, CO 80424

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 17, 2018
Property Address	2802 JEFFERSON ST, DULUTH, MN 55812-2322
Document Number	000T997009
Instrument Date	Apr 10, 2018
Instrument	T997009
Transaction Type	Transfer
Record Updated	May 01, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	5600 GRANITE PKWY PLANO TX 750244126, PLANO, TX 75024-4126
Investor	Possibly a Property Investor

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 17, 2018
Property Address	2802 JEFFERSON ST, DULUTH, MN 55812-2322
Document Number	000T997007
Instrument Date	Mar 22, 2018
Instrument	T997007
Transaction Type	Transfer
Record Updated	May 01, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$501.86

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	75 N FAIR OAKS AVE PASADENA CA 911033651, PASADENA, CA 91103-3651

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,512.00 (+1.04%)
2025	$3,476.00 (+0.17%)	$258,600 (+2.38%) Land $89,400 Building $169,200	$258,600 (+2.38%) Land $89,400 Building $169,200
2024	$3,470.00	$252,600 (+17.05%) Land $52,100 Building $200,500	$252,600 (+17.05%) Land $52,100 Building $200,500
2022		$215,800 Land $45,700 Building $170,100	$215,800 Land $45,700 Building $170,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370007003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	May 1979, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 188 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures