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2815 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 2815 E State St, Rockford, IL 61108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,177 sqft · built 1956
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$118,000 (Jun 2019)
Tax Bill$4,768 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN174B041

Property Details

APN / Parcel Number

Primary APN174B041
Alternative APN
  • 1230126005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,177 sqft Living Area
Gross Area3,192 sqft
1st Floor Area1,336 sqft
Basement Area1,336 sqft
Finished Basement841 sqft
Unfinished Basement495 sqft
Game RoomGame Room
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions147 ft deep x 90 ft wide
TerrainRolling
View / LotTraffic
Garage TypeAttached
Garage Area520 sqft
DrivewayDriveway
Parking Spaces1 Parking Space
PorchPorch
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number174B041
Street Address2815 E STATE ST
CityROCKFORD
StateIL
Zip61108-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCALVIN PK HILLS PLAT NO 1 MARTIN HAWKINSON CO SUB OF THE OSCAR LINDGREN FARMW 30 FT LOT 22 + ALL LOT 023 BLOCK 002
Legal SubdivisionCALVIN PK HILLS PLAT NO 1
Legal Block2
Legal Lot Number22
JurisdictionWINNEBAGO IL
Township / Civil DivisionROCKFORD
Census Block Group5
Census Block5004
Census Tract1500

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2815 E STATE ST, ROCKFORD, IL 61108-1738
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2019 · Amount on Record
Deed SaleJun 25, 2019 · Amount on Record
Deed Document Number20191021366
Record UpdatedOct 29, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJun 25, 2019
Property Address2815 E STATE ST, ROCKFORD, IL 61108-1738
Document Number0001021366
Instrument DateJun 19, 2019
Instrument1021366
Transaction TypeTransfer
Record UpdatedJul 17, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$177.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2815 E STATE ST ROCKFORD IL 611081738, ROCKFORD, IL 61108-1738

Mortgage

Document Number1021367
DateJun 25, 2019
Instrument1021367
Lender
NameMIDWEST CMNTY BK
TypeBank
AddressFREEPORT, IL 61032
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2049
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRockford Township
MunicipalityRockford City
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,768.00$60,005 (+41.38%) Land $8,924 Building $51,081$180,015 (+41.38%) Land $26,772 Building $153,243
2022Homeowner's exemption$42,441 Land $6,312 Building $36,129$127,323 Land $18,936 Building $108,387

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims8 (2006–2007)
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCKFORD
serves 147,051 people · EPA ID IL2010300
Water SourceGroundwater
Last State InspectionJan 2024
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: i3 Broadband.

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