Winnebago County property record for 2705 E State St, Rockford, IL 61108
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,528 sqft · built 1954 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Aug 2021) |
| Tax Bill | $3,801 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 174B020 |
| Primary APN | 174B020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 1,074 sqft |
| Basement Area | 1,074 sqft |
| Finished Basement | 440 sqft |
| Unfinished Basement | 634 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 184 ft deep x 90 ft wide |
| Terrain | Rolling |
| View / Lot | Traffic |
| Garage Type | Attached |
| Garage Area | 468 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 2705 E STATE ST |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61108-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CALVIN PK HILLS P AT NO 1 MARTIN HAWKINSON CO SUB OF THE OSCAR LINDGREN FARMW 1/2 LOT 21 + ALL LOT 020 BLOCK 001 |
| Legal Subdivision | CALVIN PK HILLS P AT NO 1 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 1500 |
2705 E State St is owned and occupied by an individual who bought it in August 2021.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2705 E STATE ST, ROCKFORD, IL 61108-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2021 · Amount on File |
| Deed Sale | Aug 24, 2021 · Amount on File |
| Prior Sale | Jan 22, 2016 · Amount on File |
| Deed Document Number | 202129908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 24, 2021 |
| Property Address | 2705 E STATE ST, ROCKFORD, IL 61108-1736 |
| Document Number | 0000029908 |
| Map Reference | PB 23 PG 71 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2129908 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2705 E STATE ST, ROCKFORD, IL 61108-1736 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029909 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2129909 |
| Name | ENVOY MORTGAGE LTD |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 3.75% |
|---|
| Document Number | 0000029910 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2129910 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 2705 E State St was $3,801 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Municipality | Rockford City |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,801.00 | $49,062 Land $9,827 Building $39,235 | $147,186 Land $29,481 Building $117,705 |
| 2022 | Homeowner's exemption | $34,700 Land $6,950 Building $27,750 | $104,100 Land $20,850 Building $83,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2705 E State St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (2006–2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2705 E State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| T-Mobile Fiber · Fixed Wireless in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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