2815 Berth Ter, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2815 Berth Ter, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 984 sqft · built 1988
Lot Size	0.05 acres (2,160 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2019)
Tax Bill	$3,920 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`02-892-90041897`

Property Details

APN / Parcel Number

Primary APN	`02-892-90041897`
Alternative APNs	`289290041897` `89290041897`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,224 sqft
1st Floor Area	984 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,160 sqft (0.05 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	89290041897
Street Address	2815 BERTH TER
City	ANNAPOLIS
State	MD
Zip	21401-7103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 43R PL 4 AREA 2 HERITAGE HARBOUR II
Legal Subdivision	HERITAGE HARBOUR II
Legal Block	1
Legal Lot Number	43
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

2815 Berth Ter, a townhouse, is owned and occupied by two individuals who bought it in July 2019.

Source: Anne Arundel County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2815 BERTH TER, ANNAPOLIS, MD 21401-7103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed, Transfer · FHA Mortgage SEVERN SAVINGS BANK FSB
Apr 17, 2017	Grant Deed, Transfer FEDERAL TITLE, FEDERAL TITLE AND ESCROW COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Apr 17, 2017 · Amount on File
Deed Book / Page	33369 / 74
Transfer Doc	0000001705
Record Updated	Oct 29, 2026

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 23, 2019
Property Address	2815 BERTH TER, ANNAPOLIS, MD 21401-7103
Document Number	0333690074
Book / Page	33369 / 074
Map Reference	MB 102 PL 36
Instrument Date	Jul 12, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2815 BERTH TER, ANNAPOLIS, MD 21401-7103

Mortgage

Document Number	33369081
Date	Jul 23, 2019
Instrument	33369/081

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 17, 2017
Property Address	2815 BERTH TER, ANNAPOLIS, MD 21401-7103
Document Number	0308360411
Book / Page	30836 / 411
Instrument Date	Mar 17, 2017
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	FEDERAL TITLE, FEDERAL TITLE AND ESCROW COMPANY

Transaction

Amount	Amount on Record
Tax	$257.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2815 BERTH TER ANNAPOLIS MD 214017103, ANNAPOLIS, MD 21401-7103

Tax Assessment & Valuation

The 2025 property tax bill for 2815 Berth Ter was $3,920.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,500 Land $190,000 Building $149,500	$339,500 Land $190,000 Building $149,500
2025	$3,920.00
2023	$2,977.00	$272,700 Land $160,000 Building $112,700	$272,700 Land $160,000 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2815 Berth Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2815 Berth Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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