2813 Berth Ter, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2813 Berth Ter, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 1,032 sqft · built 1988
Lot Size	0.05 acres (2,160 sqft)
Owner	Trust Name on File
Last Sale	$288,500 (Aug 2019)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90041896`

Property Details

APN / Parcel Number

Primary APN	`02-892-90041896`
Alternative APNs	`289290041896` `89290041896`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,032 sqft Living Area
Gross Area	1,272 sqft
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,160 sqft (0.05 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	89290041896
Street Address	2813 BERTH TER
City	ANNAPOLIS
State	MD
Zip	21401-7103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 42R PL 4 AREA 2 HERITAGE HARBOUR II
Legal Subdivision	HERITAGE HARBOUR II
Legal Block	1
Legal Lot Number	42R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

2813 Berth Ter, a townhouse, is owner-occupied and held in a trust since August 2019.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Trust Name on File
Mailing Address	2813 BERTH TER, ANNAPOLIS, MD 21401-7103
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 5, 2019	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Prior Sale	Jul 28, 2014 · Amount on File
Deed Book / Page	33420 / 95
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2813 BERTH TER, ANNAPOLIS, MD 21401-7103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2813 BERTH TER, ANNAPOLIS, MD 21401-7103

Mortgage

Document Number	0358150240
Date	Dec 17, 2020
Book Page	35815/240

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 5, 2019
Property Address	2813 BERTH TER, ANNAPOLIS, MD 21401-7103
Document Number	0334200095
Book / Page	33420 / 095
Map Reference	MB 102 FO 36
Instrument Date	Jul 1, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	EAGLE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,606.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2813 BERTH TER, ANNAPOLIS, MD 21401-7103

Mortgage

Document Number	33420104
Date	Aug 5, 2019
Instrument	33420/104

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2813 Berth Ter was $3,578 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$344,200 Land $190,000 Building $154,200	$344,200 Land $190,000 Building $154,200
2025	$3,578.00
2023	$2,963.00 Homeowner's exemption	$276,200 Land $160,000 Building $116,200	$276,200 Land $160,000 Building $116,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2813 Berth Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2813 Berth Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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