2815 Bear Valley Rd, Chula Vista, CA 91915 Property Records

San Diego County property record for 2815 Bear Valley Rd, Chula Vista, CA 91915

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 1,651 sqft · built 2005
Lot Size1.35 acres (59,053 sqft)
Owner2 Individual Names on File
Last Sale$725,000 (Sep 2021)
Tax Bill$10,991 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN643-520-53-05

Property Details

APN / Parcel Number

Primary APN643-520-53-05

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,651 sqft Living Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Lot Area59,053 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2815 BEAR VALLEY RD
CityCHULA VISTA
StateCA
Zip91915-1674
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePC5RC
Legal DescriptionLOT 15 US 110PER DOC03-1350862&UND INT IN LOT 13&IN TR 014486
Legal SubdivisionCHULA VISTA TERRACE
Legal Tract014486
Legal Block1
Legal Lot Number15,13
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1007
Census Tract13320

Owner

2815 Bear Valley Rd, a condominium, is owned and occupied by two individuals who bought it in September 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2815 BEAR VALLEY RD, CHULA VISTA, CA 91915-1674
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Grant Deed, Transfer · FHA Mortgage
HOMEOWNERS FINANCIAL GROUP USA LLC
Jul 24, 2020Intrafamily Transfer, Transfer · VA Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2021 · Amount on File
Deed SaleSep 20, 2021 · Amount on File
Prior SaleJul 24, 2020
Deed Document Number2021663429
Prior Transfer DateJul 20, 2020
Prior Transfer Doc0000403678
Record UpdatedOct 29, 2026

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 20, 2021
Property Address2815 BEAR VALLEY RD, CHULA VISTA, CA 91915-1674
Document Number0000663429
Map ReferenceMAP 14486
Instrument DateSep 3, 2021
Instrument2021-0663429
Transaction TypeTransfer
Record UpdatedSep 29, 2021
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2815 BEAR VALLEY RD, CHULA VISTA, CA 91915-1674

Mortgage

Document Number0000663430
DateSep 20, 2021
Instrument2021-0663430
Lender
NameHOMEOWNERS FINANCIAL GROUP USA LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 24, 2020
Property Address2815 BEAR VALLEY RD, CHULA VISTA, CA 91915-1674
Document Number0000403678
Map ReferenceMAP 14486
Instrument DateJul 20, 2020
Instrument2020-0403678
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2815 BEAR VALLEY RD, CHULA VISTA, CA 91915-1674

Mortgage

Document Number0000403679
DateJul 24, 2020
Instrument2020-0403679
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2815 Bear Valley Rd was $10,991.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$784,760 (+2%) Land $311,151 Building $473,609
2025$10,991.00$769,373 Land $305,050 Building $464,323
2023$10,549.00 (+3.14%)$739,499 Land $293,205 Building $446,294
2022$10,228.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2815 Bear Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2815 Bear Valley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBarona North
tribal government · serves 1,171 people · EPA ID 090600118
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead4 ppb (2023–2025)
action level 15 ppb
Copper2.34 mg/L (2020–2022)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35

May also be available: Verizon.

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