Clay County property record for 2815 B Ave E, Spencer, IA 51301
| Property Type | Warehouse, Storage |
|---|---|
| Details | 3,960 sqft · built 1979 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Company Name on File |
| Last Sale | $180,000 (Jan 2025) |
| Tax Bill | $3,335 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 963606129002 |
| Primary APN | 963606129002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,960 sqft Gross Area |
| Overhead Door | Overhead Door |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 38,768 sqft (0.89 acres) |
| Lot Dimensions | 214 ft deep x 182 ft wide |
| Loading Dock | Loading Dock |
| Heating Fuel | Gas |
|---|---|
| Water Source | Commercial |
| Street Address | 2815 B AVE E |
|---|---|
| City | SPENCER |
| State | IA |
| Zip | 51301-2020 |
| Property Category | Industrial |
| Property Type | Industrial > Warehouse, Storage |
| Legal Description | LOT 1 KRUSE 1ST ADDN |
| Legal Range | 36W |
| Legal Township | 96N |
| Legal Section | 6 |
| Legal Subdivision | KRUSE FIRST ADDN |
| Legal Lot Number | 1 |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 80200 |
Source: Clay County assessment roll, as of September 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3515 340TH ST, RUTHVEN, IA 51358 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 3, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK MIDWEST |
| May 21, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 3, 2025 · Amount on Record |
| Deed Sale | Jan 3, 2025 · Amount on Record |
| Deed Document Number | 202525 |
| Deed Book / Page | 2025 / 25 |
| Last Transfer Date | Dec 30, 2025 |
| Transfer Doc | 0000000124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | Jan 3, 2025 |
| Property Address | 2815 B AVE E, SPENCER, IA 51301-2020 |
| Document Number | 0002025/25 |
| Book / Page | 2025 / 25 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 2025 25 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $287.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2819 B AVE E, SPENCER, IA 51301-2020 |
| Document Number | 0002025/70 |
|---|---|
| Date | Jan 9, 2025 |
| Book Page | 2025/70 |
| Instrument | 2025 70 |
| Name | BANK MIDWEST |
|---|---|
| Type | Bank |
| Address | SPIRIT LAKE, IA 51360 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IA |
| Recording Date | May 21, 2020 |
| Property Address | 2815 B AVE E, SPENCER, IA 51301-2020 |
| Document Number | 2020/1337 |
| Book / Page | 2020 / 1337 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020 1337 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1106 COUNTRY CLUB LN, 1106, SPENCER, IA 51301-2640 |
| Name | Verified Name |
|---|---|
| Address | 1106 COUNTRY CLUB LN, SPENCER, IA 51301-2640 |
Source: Clay County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,335.00 (+0.15%) | $187,310 (+3.74%) Land $89,000 Building $98,310 | $187,310 (+3.74%) Land $89,000 Building $98,310 |
| 2024 | $3,330.00 (+11.22%) | ||
| 2023 | $180,560 (+11.37%) Land $71,340 Building $109,220 | $180,560 (+11.37%) Land $71,340 Building $109,220 | |
| 2022 | $2,994.00 | $162,130 Land $71,340 Building $90,790 | |
| 2021 | $162,130 Land $71,340 Building $90,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| AMG Technology Investment Group Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| LTD Broadband Fixed Wireless | 100 / 20 |
May also be available: Mutual Telephone Company (IA), Spencer Municipal Communications Utility, T-Mobile USA, Verizon.
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