Clay County property record for 2810 B Ave E, Spencer, IA 51301
| Property Type | Commercial |
|---|---|
| Lot Size | 0.15 acres (6,543 sqft) |
| Flood Zone | Zone X (minimal risk) |
| APN | 963606128008 |
| Primary APN | 963606128008 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,543 sqft (0.15 acres) |
|---|
| Old Parcel Number | 68296360612800800 |
|---|---|
| Street Address | 2810 B AVE E |
| City | SPENCER |
| State | IA |
| Zip | 51301 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | E SPENCER HEA |
| Legal Description | TR 63' X 103.87' IN NE NW L&I 6-96-36 |
| Legal Range | 36 |
| Legal Township | 17 |
| Legal Section | 06 |
| Legal Subdivision | L & I |
| Jurisdiction | CLAY IA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 80200 |
Source: Clay County records, as of October 24, 2022
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner Type | Individual |
|---|
| Last Sale | Apr 30, 2015 |
|---|---|
| Deed Sale | Apr 30, 2015 |
| Deed Document Number | 0020151441 |
| Record Updated | Jun 7, 2026 |
Source: Clay County assessment roll, as of May 1, 2022
| Type | Name |
|---|---|
| State | Iowa |
| County | Clay County |
| Municipality | Spencer City |
| Unified School District | Spencer Community School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1993–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| Spencer Municipal Utilities Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 100 / 20 |
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