Polk County property record for 2815 45th Ave, Osceola, WI 54020
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.96 acres (128,938 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,138 (2025) |
| Deeds & Mortgages | May 2018 Mortgage May 2013 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-00160-0000 |
| Primary APN | 022-00160-0000 |
|---|
| Lot Area | 128,938 sqft (2.96 acres) |
|---|
| Street Address | 2815 45TH AVE |
|---|---|
| City | OSCEOLA |
| State | WI |
| Zip | 54020-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 CSM7628 V35 P113 (907601) |
| Legal Lot Number | 1 |
| Jurisdiction | POLK WI |
| Township / Civil Division | FARMINGTON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 960800 |
Source: Polk County records, as of February 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2815 45TH AVE, OSCEOLA, WI 54020-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL CU |
| May 30, 2013 | Deed of Trust, Mortgage CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 2815 45TH AVE, OSCEOLA, WI 54020-4004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000861533 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 861533 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 7, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 2815 45TH AVE, OSCEOLA, WI 54020-4004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000810046 |
|---|---|
| Date | May 30, 2013 |
| Instrument | 810046 |
| Name | CITIBANK NA |
|---|---|
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368 |
| Amount | Amount Recorded |
|---|---|
| Term | 179 Months |
| Due | Apr 1, 2028 |
Source: Polk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| County Subdivision | Farmington Town |
| Unified School District | Osceola School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,138.00 (+3.94%) Homeowner's exemption | $270,600 (-) Land $45,700 Building $224,900 | $332,300 (+15.42%) Land $56,120 Building $276,180 |
| 2023 | $3,019.00 Homeowner's exemption | $270,600 Land $45,700 Building $224,900 | $287,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lakeland Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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