2811 45th Ave, Osceola, WI 54020 Property Records

Polk County property record for 2811 45th Ave, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	2.91 acres (126,760 sqft)
Owner	Individual Name on Record
Tax Bill	$3,594 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2013 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-00158-0000`

Property Details

APN / Parcel Number

Primary APN	`022-00158-0000`

Exterior

Lot Area	126,760 sqft (2.91 acres)

Location & Zoning

Street Address	2811 45TH AVE
City	OSCEOLA
State	WI
Zip	54020-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 CSM #4861 V21 PG 188 LOC SE NE
Legal Lot Number	2
Jurisdiction	POLK WI
Township / Civil Division	FARMINGTON
Census Block Group	2
Census Block	2025
Census Tract	960800

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2811 45TH AVE, OSCEOLA, WI 54020-4004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTCONSIN CU
Jun 24, 2013	Warranty Deed, Transfer WESTCONSIN CREDIT UNION
Nov 22, 2011	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2013
Deed Sale	Jun 24, 2013
Prior Sale	Nov 22, 2011
Deed Document Number	810885
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2811 45TH AVE, OSCEOLA, WI 54020-4004
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000895896
Date	May 10, 2021
Instrument	895896

Lender

Name	WESTCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

June 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Jun 24, 2013
Property Address	2811 45TH AVE, OSCEOLA, WI 54020-4004
Document Number	0000810885
Instrument	810885
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000810886
Date	Jun 24, 2013
Instrument	810886

Lender

Name	WESTCONSIN CREDIT UNION
Address	444 BROADWAY ST S, MENOMONIE, WI 54751

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2043

November 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK WI
Recording Date	Nov 22, 2011
Property Address	2811 45TH AVE, OSCEOLA, WI 54020-4004
Document Number	0000789827
Instrument	789827
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Farmington Town
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,594.00 (+3.54%) Homeowner's exemption	$307,500 (-) Land $45,300 Building $262,200	$377,600 (+15.4%) Land $55,627 Building $321,973
2023	$3,471.00 Homeowner's exemption	$307,500 Land $45,300 Building $262,200	$327,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 45th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures