2814 S Orchard Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2814 S Orchard Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,012 sqft · built 1974
Lot Size	0.588 acres (25,622 sqft)
Owner	2 Trust Names on Record
Last Sale	$198,000 (Aug 2013)
Tax Bill	$6,790 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-26-305-004-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-26-305-004-000`
Alternative APN	`41175`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,012 sqft Finished Area
Gross Area	1,900 sqft
1st Floor Area	1,118 sqft
Upper Floors Area	782 sqft
Basement Area	1,118 sqft
Finished Basement	894 sqft
Family Room	Family Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,622 sqft (0.588 acres)
Lot Dimensions	140 ft deep x 183 ft wide
Garage Type	Attached
Garage Area	2,476 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	48 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	41175
Street Address	2814 S ORCHARD AVE
City	SIOUX FALLS
State	SD
Zip	57103-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT TRACTS 12 & 13 LOT 15 & E 140` 16 ORCHARD PLACE TRACTS IN CITY OF SIOUX FALLS
Legal Subdivision	ORCHARD PLACE TRACTS
Legal Tract	12
Legal Lot Number	15
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3014
Census Tract	1801

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	2814 S ORCHARD AVE, SIOUX FALLS, SD 57103-4819
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2013 · Amount on Record
Deed Sale	Aug 14, 2013 · Amount on Record
Deed Document Number	2013324578
Deed Book / Page	551 / 273
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	May 6, 2026
Property Address	2814 S ORCHARD AVE, SIOUX FALLS, SD 57103-4819
Document Number	002015/551
Book / Page	2015-M / 551
Instrument Date	Apr 29, 2026
Instrument	2026157817
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 S ORCHARD AVE, SIOUX FALLS, SD 57103-4819

Mortgage

Document Number	0000157817,
Date	May 6, 2026
Book Page	2015-M/551
Instrument	2026157817

Lender

Name	FIRST DAKOTA NATIONAL BANK

Agreement

Type	Line of Credit
Term	60 Months

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2814 S ORCHARD AVE, SIOUX FALLS, SD 57103-4819
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1862MTG/376
Date	Jul 9, 2019
Book Page	1862 MTG/376

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2814 S ORCHARD AVE, SIOUX FALLS, SD 57103-4819
Transaction Type	Mortgage
Record Updated	May 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1913MTG/732
Date	Feb 8, 2021
Book Page	1913 MTG/732

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2814 S ORCHARD AVE, SIOUX FALLS, SD 57103-4819
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1886MTG/661
Date	Jun 3, 2020
Book Page	1886 MTG/661

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,236 (+15.02%) Land $102,362 Building $460,874	$563,236 Land $102,362 Building $460,874
2025	$6,790.00	$489,700 (-3.74%) Land $103,500 Building $386,200
2024	$6,790.00 (+0.25%)	$508,700 (+15.01%) Land $88,400 Building $420,300
2022	$6,773.00	$442,300 Land $88,400 Building $353,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak.

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