2708 S Orchard Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2708 S Orchard Ave, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,904 sqft · built 1973
Lot Size0.482 acres (21,000 sqft)
Owner2 Trust Names on Record
Last Sale$370,000 (Aug 2019)
Tax Bill$5,523 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-22-26-305-002-000

Property Details

APN / Parcel Number

Primary APN01-22-26-305-002-000
Alternative APN
  • 41170

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,904 sqft Finished Area
Gross Area1,456 sqft
1st Floor Area1,120 sqft
Upper Floors Area336 sqft
Basement Area672 sqft
Finished Basement590 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleTri-Level
Exterior MaterialMetal
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area21,000 sqft (0.482 acres)
Lot Dimensions140 ft deep x 150 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area30 sqft
Patio Area524 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number41170
Street Address2708 S ORCHARD AVE
CitySIOUX FALLS
StateSD
Zip57103-4821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREPLAT TRACTS 12 & 13 13 ORCHARD PLACE TRACTS IN CITY OF SIOUX FALLS
Legal SubdivisionORCHARD PLACE TRACTS
Legal Tract12
Legal Lot Number13
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group3
Census Block3014
Census Tract1801

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address2708 S ORCHARD AVE, SIOUX FALLS, SD 57103-4821
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2019Deed of Trust, Mortgage · Line of Credit
METABANK
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
SIOUX FALLS FCU
Aug 16, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST PREMIER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2019 · Amount on Record
Deed SaleAug 16, 2019 · Amount on Record
Prior SaleAug 20, 2014 · Amount on Record
Deed Book / Page590-D / 0986
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2708 S ORCHARD AVE, SIOUX FALLS, SD 57103-4821
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1861MTG/0861
DateJun 28, 2019
Book Page1861 MTG/0861
Lender
NameMETABANK
TypeBank
AddressSIOUX FALLS, SD 57108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 20, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address2708 S ORCHARD AVE, SIOUX FALLS, SD 57103-4821
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1918MTG/149
DateMar 25, 2021
Book Page1918 MTG/149
Lender
NameSIOUX FALLS FCU
TypeCredit Union
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateAug 16, 2019
Property Address2708 S ORCHARD AVE, SIOUX FALLS, SD 57103-4821
Document Number590DEED/0986
Book / Page590 DEED / 0986
Instrument DateAug 15, 2019
Transaction TypeTransfer
Record UpdatedSep 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address721 W ASHCROFT ST, 721, SIOUX FALLS, SD 57108-2523

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2708 S ORCHARD AVE, SIOUX FALLS, SD 57103-4821

Mortgage

Document Number1864MTG1000
DateAug 16, 2019
Instrument1864 MTG/1000
Lender
NameFIRST PREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,523.00$398,100 (+2.26%) Land $88,500 Building $309,600
2024$5,523.00 (+7.1%)$389,300 (+16.14%) Land $81,100 Building $308,200
2022$5,157.00$335,200 Land $81,100 Building $254,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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