Gonzales County property record for 2814 Co Rd 249, Luling, TX 78648
| Property Type | Single Family Home |
|---|---|
| Details | 5,381 sqft · built 1960 |
| Lot Size | 2.91 acres (126,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $352,500 (Aug 2018) |
| Tax Bill | $4,743 (2026) |
| Deeds & Mortgages | Jul 2021 Reverse Mortgage Aug 2018 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R57602 |
| Primary APN | R57602 |
|---|---|
| Alternative APNs |
|
| Building Area | 5,381 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 126,760 sqft (2.91 acres) |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Porch | Porch |
| Porch Area | 955 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 10620-55000-00000-000000 |
|---|---|
| Street Address | 2814 COUNTY ROAD 249 |
| City | LULING |
| State | TX |
| Zip | 78648-4133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62 STEPHEN SMITH |
| Legal Subdivision | THE STEPHEN SMITH SURVEY ABSTRACT NO 62 |
| Jurisdiction | GONZALES TX |
| Township / Civil Division | HARWOOD-OTTINE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 200 |
Source: Gonzales County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2814 COUNTY ROAD 249, LULING, TX 78648-4133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Aug 13, 2018 | Intrafamily Transfer, Transfer · Reverse Mortgage LIVE WELL FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2018 · Amount on Record |
| Deed Sale | Aug 13, 2018 · Amount on Record |
| Prior Sale | May 5, 2008 |
| Deed Document Number | 2018295406 |
| Deed Book / Page | 1287 / 793 |
| Prior Transfer Date | Apr 21, 2008 |
| Prior Transfer Doc | 0000236036 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GONZALES TX |
| Property Address | 2814 COUNTY ROAD 249, LULING, TX 78648-4133 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2814 COUNTY ROAD 249, LULING, TX 78648-4133 |
| Document Number | 1379/195 |
|---|---|
| Date | Jul 16, 2021 |
| Book Page | 1379/195 |
| Instrument | 21309375 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GONZALES TX |
| Recording Date | Aug 13, 2018 |
| Property Address | 2814 COUNTY ROAD 249, LULING, TX 78648-4133 |
| Document Number | 1287/0793 |
| Book / Page | 1287 / 0793 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 18295406 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2814 COUNTY ROAD 249, LULING, TX 78648-4133 |
| Document Number | 18295407 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 18295407 |
| Name | LIVE WELL FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.05% |
| Type Change Date | Aug 1, 2019 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: Gonzales County assessment roll, as of November 3, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Gonzales County |
| Unified School District | Gonzales Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,743.00 | $313,010 (+27.26%) Land $102,960 Building $210,050 | $313,010 (+27.26%) Land $102,960 Building $210,050 |
| 2025 | Homeowner's exemption | $245,960 (-8.83%) Land $52,380 Building $193,580 | $245,960 (-8.83%) Land $52,380 Building $193,580 |
| 2024 | $1,343.00 (-5.49%) | ||
| 2023 | $1,421.00 Homeowner's exemption | $269,790 Land $83,110 Building $186,680 | $269,790 Land $83,110 Building $186,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 45 (1998–2007) |
| Claims Outside the SFHA | 5 of 45 |
| Most Recent Claim | Jul 2007 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| VTX Communications Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Guadalupe Valley Electric Cooperative Fixed Wireless | 100 / 20 |
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