2814 Clairmount Dr, Saginaw, MI 48603 Property Records

Saginaw County property record for 2814 Clairmount Dr, Saginaw, MI 48603

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,204 sqft · built 1965
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2020)
Tax Bill	$3,135 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-15-2325-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-15-2325-000`
Alternative APN	`124152325000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,204 sqft Living Area
1st Floor Area	1,222 sqft
Basement Area	936 sqft
Finished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	108 ft deep x 92 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	352 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2814 CLAIRMOUNT DR
City	SAGINAW
State	MI
Zip	48603-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 25 RIDGEDALE HAMLET SEC 15 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	15
Legal Subdivision	RIDGEDALE HAMLET
Legal Lot Number	25
Legal Unit	25
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	2
Census Block	2007
Census Tract	10401

Owner

2814 Clairmount Dr is owned and occupied by an individual who bought it in October 2020.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2814 CLAIRMOUNT DR, SAGINAW, MI 48603-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2020 · Amount on File
Deed Sale	Oct 12, 2020 · Amount on File
Prior Sale	Oct 27, 2004
Deed Document Number	202025600
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 12, 2020
Property Address	2814 CLAIRMOUNT DR, SAGINAW, MI 48603-3101
Document Number	2020025600
Map Reference	LB 9 PG 8
Instrument Date	Oct 6, 2020
Instrument	2020025600
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2814 CLAIRMOUNT DR, 2814, SAGINAW, MI 48603-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 CLAIRMOUNT DR, SAGINAW, MI 48603-3101

Mortgage

Document Number	2020025601
Date	Oct 12, 2020
Instrument	2020025601

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2814 Clairmount Dr was $3,135 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,300 (+6.04%)	$182,600 (+6.04%)
2025	$3,135.00 Homeowner's exemption	$86,100	$172,200
2023		$70,000	$140,000
2022	$2,707.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2814 Clairmount Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2814 Clairmount Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Ripple Fiber, T-Mobile.

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