2790 Clairmount Dr, Saginaw, MI 48603 Property Records

Saginaw County property record for 2790 Clairmount Dr, Saginaw, MI 48603

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,822 sqft · built 1961
Lot Size	0.295 acres (12,850 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2025)
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-15-2328-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-15-2328-000`
Alternative APN	`124152328000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,822 sqft Living Area
1st Floor Area	1,871 sqft
Basement Area	1,871 sqft
Unfinished Basement	1,871 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,850 sqft (0.295 acres)
Lot Dimensions	109 ft deep x 118 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	466 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2790 CLAIRMOUNT DR
City	SAGINAW
State	MI
Zip	48603-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	N1/2 OF LOT 28 & S 70.5 FT OF LOT 27 RIDGEDALE HAMLET SEC 15 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	15
Legal Subdivision	RIDGEDALE HAMLET
Legal Lot Number	27-28
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	2
Census Block	2007
Census Tract	10401

Owner

2790 Clairmount Dr is owned and occupied by an individual who bought it in April 2025.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2790 CLAIRMOUNT DR, SAGINAW, MI 48603-3101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 10, 2019	Deed of Trust, Mortgage · Conventional with PMI SOFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	202510755
Prior Transfer Date	Apr 25, 2025
Prior Transfer Doc	0000011010
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jun 29, 2026
Property Address	2790 CLAIRMOUNT DR, SAGINAW, MI 48603-3101
Document Number	0000017294
Instrument Date	Jun 22, 2026
Instrument	202617294
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2790 CLAIRMOUNT DR, SAGINAW, MI 48603-3101

Mortgage

Document Number	0000017294,
Date	Jun 29, 2026
Instrument	202617294

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Apr 1, 2026
Property Address	2790 CLAIRMOUNT DR, SAGINAW, MI 48603-3101
Document Number	0000006489
Instrument Date	Apr 1, 2026
Instrument	20266489
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2790 CLAIRMOUNT DR, SAGINAW, MI 48603-3101

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	2790 CLAIRMOUNT DR, SAGINAW, MI 48603-3101
Document Number	0000016380
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2790 CLAIRMOUNT DR SAGINAW MI 486033101, SAGINAW, MI 48603-3101

Mortgage

Document Number	0000016380
Date	Jun 19, 2019
Instrument	16380

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 18, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2790 Clairmount Dr was $4,062 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,600 (+7.16%)	$317,200 (+7.16%)
2025	$4,062.00 Homeowner's exemption	$148,000	$296,000
2023		$116,000	$232,000
2022	$3,408.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2790 Clairmount Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2790 Clairmount Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Ripple Fiber, T-Mobile.

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