2814 Cedar Crest Dr, Independence, MO 64057 Property Records

Jackson County property record for 2814 Cedar Crest Dr, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,480 sqft · built 1967
Lot Size	0.475 acres (20,703 sqft)
Owner	2 Individual Names on File
Last Sale	$191,041 (Aug 2026)
Tax Bill	$2,029 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-910-03-21`

Property Details

APN / Parcel Number

Primary APN	`25-910-03-21`
Alternative APNs	`25-910-03-21-00-0-00-000` `25910032100000001` `773126`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,480 sqft Living Area
1st Floor Area	544 sqft
Basement Area	1,000 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,703 sqft (0.475 acres)
Lot Dimensions	180 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	64 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	773126
Street Address	2814 CEDAR CREST DR
City	INDEPENDENCE
State	MO
Zip	64057-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLSWOOD MEADOWS LOT 186
Legal Subdivision	ELLSWOOD MEADOWS
Legal Block	2
Legal Lot Number	186
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2015
Census Tract	14702

Owner

Source: Jackson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2814 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Nov 14, 2018	Deed of Trust, Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Jul 9, 2004 · Amount on Record
Deed Document Number	202660248
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 12, 2026
Property Address	2814 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257
Document Number	0000060248
Instrument Date	Aug 7, 2026
Instrument	202660248
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2814 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257

Mortgage

Document Number	0000060249,
Date	Aug 12, 2026
Instrument	2026E60249

Lender

Name	COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2814 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257
Document Number	000E100052
Instrument Date	Nov 14, 2018
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2814 CEDAR CREST DR INDEPENDENCE MO 640571257, INDEPENDENCE, MO 64057-1257

Mortgage

Document Number	000E100052
Date	Nov 20, 2018
Instrument	100052E

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MO 63368-2240

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 19, 2038

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,029.00 (-0.64%)	$28,394 (-3.67%) Land $6,386 Building $22,008	$149,440 (-3.67%)
2024	$2,042.00 (+2.36%)
2023	$1,995.00	$29,475 Land $3,618 Building $25,857	$155,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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