2812 Cedar Crest Dr, Independence, MO 64057 Property Records

Jackson County property record for 2812 Cedar Crest Dr, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,765 sqft · built 1961
Lot Size	0.367 acres (15,999 sqft)
Owner	Individual Name on Record
Last Sale	$135,200 (Apr 2015)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-910-03-22`

Property Details

APN / Parcel Number

Primary APN	`25-910-03-22`
Alternative APNs	`25-910-03-22-00-0-00-000` `25910032200000001` `773127`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,765 sqft Living Area
Gross Area	3,160 sqft
1st Floor Area	1,580 sqft
Basement Area	1,580 sqft
Finished Basement	1,185 sqft
Unfinished Basement	395 sqft
Flooring	Carpet

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,999 sqft (0.367 acres)
Lot Dimensions	176 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	773127
Street Address	2812 CEDAR CREST DR
City	INDEPENDENCE
State	MO
Zip	64057-1257
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLSWOOD MEADOWS LOT 185
Legal Subdivision	ELLSWOOD MEADOWS
Legal Block	2
Legal Lot Number	185
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2015
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 12, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 30, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 6, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2015 · Amount on Record
Deed Sale	Apr 2, 2015 · Amount on Record
Prior Sale	Aug 19, 2014
Deed Document Number	201527178
Prior Transfer Date	Jul 17, 2000
Prior Transfer Doc	0000046984
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257

Mortgage

Document Number	00E0009313
Date	Feb 14, 2024
Instrument	2024E0009313

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	255 Months
Due	May 1, 2045

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257
Transaction Type	Mortgage
Record Updated	Jul 21, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257

Mortgage

Document Number	00E0048972
Date	Jul 12, 2023
Instrument	2023E0048972

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	262 Months
Due	May 1, 2045

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257

Mortgage

Document Number	00E0005861
Date	Jan 30, 2023
Instrument	2023E0005861

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	268 Months
Due	May 1, 2045

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257
Transaction Type	Mortgage
Record Updated	Sep 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257

Mortgage

Document Number	00E0082584
Date	Sep 6, 2022
Instrument	2022E0082584

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	272 Months
Due	May 1, 2045

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2812 CEDAR CREST DR, INDEPENDENCE, MO 64057-1257
Document Number	0000E61895
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2812 CEDAR CREST DR INDEPENDENCE MO 640571257, INDEPENDENCE, MO 64057-1257

Mortgage

Document Number	0000E61895
Date	Jul 20, 2020
Instrument	61895E

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	ST LOUIS, MO 63005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 19, 2045

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,158 (-) Land $5,730 Building $25,428	$163,990 (-)
2025	$2,226.00 (-29.04%)	$31,158 (-31.19%) Land $5,730 Building $25,428	$163,990 (-31.19%)
2024	$3,137.00 (+2.35%)
2023	$3,065.00	$45,281 Land $4,328 Building $40,953	$238,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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