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28138 Cypress Springs Loop, Okahumpka, FL 34762 Property Records

Lake County property record for 28138 Cypress Springs Loop, Okahumpka, FL 34762

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,846 sqft · built 2023
Lot Size0.152 acres (6,632 sqft)
OwnerIndividual Name on File
Last Sale$352,490 (Aug 2023)
Tax Bill$165 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN12-20-24-0010-000-14300

Property Details

APN / Parcel Number

Primary APN12-20-24-0010-000-14300
Alternative APN
  • 3855171

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,846 sqft Living Area

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area6,632 sqft (0.152 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3855171
Street Address28138 CYPRESS SPRINGS LOOP
CityOKAHUMPKA
StateFL
Zip34762-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE-THE COTTAGES OF SANDERS GROVE PB 59 PG 91-94 LOT 143 ORB 6191 PG 1268
Legal Range24E
Legal Township20S
Legal Section12
Legal SubdivisionHERITAGE-THE COTTAGES OF SANDERS GROVE
Legal TractA-R
Legal Lot Number143
JurisdictionLAKE FL
Township / Civil DivisionHOWEY-IN-THE-HILLS-OKAHUMPKA
Census Block Group2
Census Block2003
Census Tract31105

Owner

28138 Cypress Springs Loop is owned and occupied by an individual who bought it in August 2023.

Source: Lake County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address28138 CYPRESS SPRINGS LOOP, OKAHUMPKA, FL 34762-3344
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD
Jul 1, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2023 · Amount on File
Deed SaleAug 9, 2023 · Amount on File
Prior SaleJul 1, 2022 · Amount on File
Deed Document Number2023096521
Deed Book / Page6191 / 1268
Record UpdatedJun 8, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateAug 9, 2023
Property Address28138 CYPRESS SPRINGS LOOP, OKAHUMPKA, FL 34762-3344
Document Number0061911268
Book / Page6191 / 1268
Map ReferenceMB 59 PG 91-94
Instrument DateAug 2, 2023
Instrument2023096521
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,467.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

NameVerified Name
Address28138 CYPRESS SPRINGS LOOP, OKAHUMPKA, FL 34762-3344
InvestorPossibly a Property Investor

Mortgage

Document Number0061911269
DateAug 9, 2023
Instrument6191/1269
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJul 1, 2022
Property Address28138 CYPRESS SPRINGS LOOP, OKAHUMPKA, FL 34762-3344
Document Number0059850824
Book / Page5985 / 824
Map ReferenceMB 59 PG 91-94
Instrument DateJun 30, 2022
Instrument2022091183
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$15,834.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1810 W KENNEDY BLVD # 232, 232, TAMPA, FL 33606-1645

Transferred To (Grantee/Buyer)

NameVerified Name
Address10192 DOWDCN ROAD, ORLANDO, FL 32832-5128

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityLeesburg City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$193,070 Land $52,500 Building $140,570$296,221 Land $52,500 Building $243,721
2024$165.00 (-74.34%)
2023$643.00 (-5.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$40,500 (-)$40,500 (-) Land $40,500
2022$683.00$40,500$40,500 Land $40,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 28138 Cypress Springs Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 67 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims3 (2024–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28138 Cypress Springs Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LEESBURG
serves 46,921 people · EPA ID FL3350745
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink, Spectrum, Xfinity.

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