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28126 Cypress Springs Loop, Okahumpka, FL 34762 Property Records

Lake County property record for 28126 Cypress Springs Loop, Okahumpka, FL 34762

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,698 sqft · built 2023
Lot Size0.152 acres (6,627 sqft)
Owner2 Individual Names on Record
Last Sale$314,990 (Sep 2023)
Tax Bill$3,867 (2024)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2022 Sale
Flood ZoneZone X (minimal risk)
APN12-20-24-0010-000-14000

Property Details

APN / Parcel Number

Primary APN12-20-24-0010-000-14000
Alternative APNs
  • 242012001000014000
  • 3855168

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,698 sqft Living Area
Gross Area2,118 sqft
1st Floor Area1,617 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area6,627 sqft (0.152 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number3855168
Street Address28126 CYPRESS SPRINGS LOOP
CityOKAHUMPKA
StateFL
Zip34762-3344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionHERITAGE-THE COTTAGES OF SANDERS GROVE PB 59 PG 91-94 LOT 140 ORB 6207 PG 1603 ORB 6467 PG 34
Legal Range24E
Legal Township20S
Legal Section12
Legal SubdivisionHERITAGE-THE COTTAGES OF SANDERS GROVE
Legal TractA-R
Legal Lot Number140
JurisdictionLAKE FL
Township / Civil DivisionHOWEY-IN-THE-HILLS-OKAHUMPKA
Census Block Group2
Census Block2003
Census Tract31105

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address28126 CYPRESS SPRINGS LOOP, OKAHUMPKA, FL 34762-3344
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Jul 1, 2022Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2023 · Amount on Record
Deed SaleSep 8, 2023 · Amount on Record
Prior SaleJul 1, 2022 · Amount on Record
Deed Document Number2023110343
Deed Book / Page6207 / 1603
Last Transfer DateJan 16, 2025
Transfer Doc0064670034
Record UpdatedJun 8, 2026

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateSep 8, 2023
Property Address28126 CYPRESS SPRINGS LOOP, OKAHUMPKA, FL 34762-3344
Document Number0062071603
Book / Page6207 / 1603
Map ReferenceMB 59 PG 91-94
Instrument DateAug 31, 2023
Instrument2023110343
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 5, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

NameVerified Name
Address28126 CYPRESS SPRINGS LOOP, OKAHUMPKA, FL 34762-3344

Mortgage

Document Number0062071604
DateSep 8, 2023
Instrument6207/1604
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLAKE FL
Recording DateJul 1, 2022
Property Address28126 CYPRESS SPRINGS LOOP, OKAHUMPKA, FL 34762-3344
Document Number0059850824
Book / Page5985 / 824
Map ReferenceMB 59 PG 91-94
Instrument DateJun 30, 2022
Instrument2022091183
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$15,834.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1810 W KENNEDY BLVD # 232, 232, TAMPA, FL 33606-1645

Transferred To (Grantee/Buyer)

NameVerified Name
Address10192 DOWDCN ROAD, ORLANDO, FL 32832-5128

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityLeesburg City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,398 (-) Land $52,500 Building $218,898$271,398 (-) Land $52,500 Building $218,898
2025$271,398 (+570.12%) Land $52,500 Building $218,898$271,398 (+570.12%) Land $52,500 Building $218,898
2024$3,867.00 (+501.4%)
2023$643.00 (-5.86%)$40,500 (-)$40,500 (-) Land $40,500
2022$683.00$40,500$40,500 Land $40,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims3 (2024–2025)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LEESBURG
serves 46,921 people · EPA ID FL3350745
Water SourceGroundwater
Last State InspectionFeb 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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