Lane County property record for 28131 Spencer Creek Rd, Eugene, OR 97405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,008 sqft · built 1957 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (Jul 2020) |
| Tax Bill | $4,920 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-05-24-00-00409-000 |
| Primary APN | 18-05-24-00-00409-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,008 sqft Finished Area |
| 1st Floor Area | 2,008 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 1252871 |
|---|---|
| Street Address | 28131 SPENCER CREEK RD |
| City | EUGENE |
| State | OR |
| Zip | 97405-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR5-RURAL RES. (5 AC MIN) |
| Legal Description | SEC/TWN/RNG/MER:SEC 24 TWN 18 RNG 05 |
| Legal Range | 05W |
| Legal Township | 18S |
| Legal Section | 24 |
| Legal Lot Number | 409 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 1002 |
Source: Lane County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 50 SANDRINGHAM RD, PIEDMONT, CA 94611-3613 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on Record |
| Deed Sale | Jul 28, 2020 · Amount on Record |
| Prior Sale | Apr 29, 1999 · Amount on Record |
| Deed Document Number | 2020-040895 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 28131 SPENCER CREEK RD, EUGENE, OR 97405-9704 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000019907 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 2020-019907 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Jul 28, 2020 |
| Property Address | 28131 SPENCER CREEK RD, EUGENE, OR 97405-9704 |
| Document Number | 0000040895 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 2020-040895 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2022 |
| Title Company | CASCADE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 50 SANDRINGHAM RD, PIEDMONT, CA 94611-3613 |
| Document Number | 0000040896 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-040896 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Eugene School District 4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,920.00 (+3.17%) | $353,651 (+6.09%) | $611,220 (+2.23%) Land $262,966 Building $348,254 |
| 2023 | $4,769.00 (+3.97%) | $333,351 (+3%) | $597,895 (+4.64%) Land $295,008 Building $302,887 |
| 2022 | $4,587.00 | $323,642 | $571,374 Land $321,974 Building $249,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFN Fiber | 2,500 / 2,500 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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