Lane County property record for 28046 Spencer Creek Rd, Eugene, OR 97405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,006 sqft · built 1981 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $449,000 (Feb 2002) |
| Tax Bill | $7,845 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-05-25-00-00106-000 |
| Primary APN | 18-05-25-00-00106-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,006 sqft Finished Area |
| 1st Floor Area | 2,530 sqft |
| Attic Area | 476 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Mixed |
| Garage Area | 1,626 sqft |
| Driveway | Driveway |
| Driveway Area | 396 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 1,400 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Account Number | 1053147 |
|---|---|
| Street Address | 28046 SPENCER CREEK RD |
| City | EUGENE |
| State | OR |
| Zip | 97405-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR5-RURAL RES. (5 AC MIN) |
| Legal Description | SEC/TWN/RNG/MER:SEC 25 TWN 18 RNG 05 |
| Legal Range | 05W |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Lot Number | 106 |
| Jurisdiction | LANE OR |
| Township / Civil Division | EUGENE-SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1002 |
The current owner of 28046 Spencer Creek Rd bought it in February 2002.
Source: Lane County records, as of October 27, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 28046 SPENCER CREEK RD, EUGENE, OR 97405-9704 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2002 · Amount on File |
| Deed Sale | Feb 5, 2002 · Amount on File |
| Deed Document Number | 2002-009651 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 28046 SPENCER CREEK RD, EUGENE, OR 97405-9704 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033844 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 2021-033844 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 28046 Spencer Creek Rd was $7,845.
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Unified School District | Eugene School District 4J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,845.00 | $572,952 | $869,951 Land $177,970 Building $691,981 |
| 2023 | $7,618.00 (+4%) | $540,064 (+3%) | $849,870 (+0.14%) Land $198,526 Building $651,344 |
| 2022 | $7,325.00 | $524,334 | $848,667 Land $215,729 Building $632,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 28046 Spencer Creek Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28046 Spencer Creek Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DFN Fiber | 2,500 / 2,500 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hunter Communications.
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