Cole County property record for 2516 Rte Z, Centertown, MO 65023
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 1,056 sqft · built 2010 |
| Lot Size | 15.5 acres (678,665 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $311,000 (Feb 2019) |
| Tax Bill | $1,499 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Apr 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-20-0000-002-005001 |
| Primary APN | 06-04-20-0000-002-005001 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 678,665 sqft (15.5 acres) |
| Garage Type | Basement |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2516 ROUTE Z |
|---|---|
| City | CENTERTOWN |
| State | MO |
| Zip | 65023-3376 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PT SWNW LYING S RT Z SHOWN IN SURVEY BK A PG 901 |
| Legal Range | 13W |
| Legal Township | 45N |
| Legal Section | 20 |
| Jurisdiction | COLE MO |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 20600 |
Source: Cole County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2516 ROUTE Z, CENTERTOWN, MO 65023-3376 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 10, 2018 | Deed of Trust, Mortgage CENTRAL TRUST BANK |
| Apr 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL TRUST BANK |
| Feb 15, 2019 | Deed of Trust, Mortgage · ARM CENTRAL TRUST BANK |
| Feb 15, 2019 | Warranty Deed, Transfer · ARM CENTRAL TRUST BANK |
| Apr 10, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | Apr 10, 2018 · Amount on Record |
| Deed Document Number | 20191129 |
| Deed Book / Page | 695 / 701 |
| Prior Transfer Date | Feb 14, 2019 |
| Prior Transfer Doc | 000695/702 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 2516 ROUTE Z, CENTERTOWN, MO 65023-3376 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000686/0000000519 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 0000000686/0000000519 |
| Instrument | 201802951 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 2516 ROUTE Z, CENTERTOWN, MO 65023-3376 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000723/865 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 723/865 |
| Instrument | 20213805 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 2516 ROUTE Z, CENTERTOWN, MO 65023-3376 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 695/702 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 695/702 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Mar 1, 2024 |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLE MO |
| Recording Date | Feb 15, 2019 |
| Property Address | 2516 ROUTE Z, CENTERTOWN, MO 65023-3376 |
| Document Number | 000695/701 |
| Book / Page | 695 / 701 |
| Instrument Date | Feb 14, 2019 |
| Instrument | 201901129 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2516 ROUTE Z, CENTERTOWN, MO 65023-3376 |
| Document Number | 000695/702 |
|---|---|
| Date | Feb 15, 2019 |
| Book Page | 695/702 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.63% |
| Type Change Date | Mar 1, 2024 |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLE MO |
| Recording Date | Apr 10, 2018 |
| Property Address | 2516 ROUTE Z, CENTERTOWN, MO 65023-3376 |
| Document Number | 686/518 |
| Book / Page | 686 / 518 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2516 ROUTE Z, CENTERTOWN, MO 65023-3376 |
Source: Cole County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,230 (+5.05%) Land $4,030 Building $22,200 | ||
| 2025 | $1,499.00 (+5.27%) | $24,970 (-) Land $3,840 Building $21,130 | $138,700 (+5%) Land $21,900 Building $116,800 |
| 2024 | $1,424.00 (+4.71%) | ||
| 2023 | $24,970 Land $3,840 Building $21,130 | $132,100 Land $20,900 Building $111,200 | |
| 2022 | $1,360.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 2, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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