2812 W Main St, Durham, NC 27705 Property Records

Durham County property record for 2812 W Main St, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,824 sqft · built 2018
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,000 (Sep 2024)
Tax Bill	$6,107 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0812-93-9191`

Property Details

APN / Parcel Number

Primary APN	`0812-93-9191`
Alternative APNs	`0812-93-91-9118` `082213030113` `104148`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,824 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	99 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2812 W MAIN ST
City	DURHAM
State	NC
Zip	27705-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	PROP-JONES R M ESTATE/LT# 02 PL:000030-000152
Legal Subdivision	PROP-JONES R M ESTATE
Legal Lot Number	2
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1022
Census Tract	402

Owner

Source: Durham County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2812 W MAIN ST, DURHAM, NC 27705-3914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK
Nov 15, 2017	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA
Nov 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	2024108776
Deed Book / Page	10171 / 96
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2812 W MAIN ST, DURHAM, NC 27705-3914
Document Number	0090060483
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2812 W MAIN ST DURHAM NC 277053914, DURHAM, NC 27705-3914

Mortgage

Document Number	0090060483
Date	Jul 16, 2020
Book Page	009006/000483
Instrument	28007

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 31, 2018
Property Address	2812 W MAIN ST, DURHAM, NC 27705-3914
Document Number	0085380350
Book / Page	8538 / 350
Map Reference	MB 30 PG 152
Instrument Date	Oct 31, 2018
Instrument	2018038159
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10339 EVERGREEN SPRING PL, 10339, RALEIGH, NC 27614-8083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 W MAIN ST, DURHAM, NC 27705-3914

Mortgage

Document Number	2018038160
Date	Oct 31, 2018
Instrument	2018038160

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Recording Date	Nov 15, 2017
Property Address	2812 W MAIN ST, DURHAM, NC 27705-3914
Document Number	0083090151
Book / Page	008309 / 000151
Instrument Date	Nov 14, 2017
Instrument	40174
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2812 W MAIN ST DURHAM NC 27705, DURHAM, NC 27705
Investor	Possibly a Property Investor

Mortgage

Document Number	83090151
Date	Nov 15, 2017
Book Page	008309/000151
Instrument	40174

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 15, 2017
Property Address	2812 W MAIN ST, DURHAM, NC 27705-3914
Document Number	0083090148
Book / Page	008309 / 000148
Instrument Date	Nov 13, 2017
Instrument	40173
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$520.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3725 STONEGATE DR DURHAM NC 277055477, DURHAM, NC 27705-5477
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,981 (+1.78%) Land $218,531 Building $382,450	$600,981 (+1.78%) Land $218,531 Building $382,450
2025	$6,107.00 (+4.34%)	$590,462 (+32.92%) Land $218,531 Building $371,931	$590,462 (+32.92%) Land $218,531 Building $371,931
2024	$5,853.00 (+0.58%)
2023	$5,819.00 (+2.36%)	$444,238 (-) Land $74,487 Building $369,751	$444,238 (-) Land $74,487 Building $369,751
2022	$5,685.00	$444,238 Land $74,487 Building $369,751	$444,238 Land $74,487 Building $369,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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