2808 W Main St, Durham, NC 27705 Property Records

Durham County property record for 2808 W Main St, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 2018
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Apr 2025)
Tax Bill	$6,082 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0822-03-0043`

Property Details

APN / Parcel Number

Primary APN	`0822-03-0043`
Alternative APNs	`0822-03-00-4349` `082213030044` `104150`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,824 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 47 ft wide
Porch	Porch
Porch Area	247 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	2808 W MAIN ST
City	DURHAM
State	NC
Zip	27705-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CG
Legal Description	PROP-JONES R M ESTATE/LT# 01 PL:000030-000152
Legal Subdivision	PROP-JONES R M ESTATE
Legal Lot Number	1
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1022
Census Tract	402

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2808 W MAIN ST, DURHAM, NC 27705-3914
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Oct 25, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Nov 15, 2017	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA
Nov 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	2025131141
Deed Book / Page	10293 / 894
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2808 W MAIN ST, DURHAM, NC 27705-3914
Document Number	0088310555
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 W MAIN ST DURHAM NC 277053914, DURHAM, NC 27705-3914

Mortgage

Document Number	0088310555
Date	Dec 20, 2019
Book Page	008831/000555
Instrument	47402

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Oct 25, 2018
Property Address	2808 W MAIN ST, DURHAM, NC 27705-3914
Document Number	0085340454
Book / Page	008534 / 000454
Instrument Date	Sep 25, 2018
Instrument	37477
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 W MAIN ST DURHAM NC 277053914, DURHAM, NC 27705-3914

Mortgage

Document Number	85340457
Date	Oct 25, 2018
Book Page	008534/000457
Instrument	37478

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2048

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Recording Date	Nov 15, 2017
Property Address	2808 W MAIN ST, DURHAM, NC 27705-3914
Document Number	0083090151
Book / Page	008309 / 000151
Instrument Date	Nov 14, 2017
Instrument	40174
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2808 W MAIN ST DURHAM NC 277053914, DURHAM, NC 27705-3914
Investor	Possibly a Property Investor

Mortgage

Document Number	83090151
Date	Nov 15, 2017
Book Page	008309/000151
Instrument	40174

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 15, 2017
Property Address	2808 W MAIN ST, DURHAM, NC 27705-3914
Document Number	0083090148
Book / Page	008309 / 000148
Instrument Date	Nov 13, 2017
Instrument	40173
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$520.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3725 STONEGATE DR DURHAM NC 277055477, DURHAM, NC 27705-5477
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,082.00 (+2.51%)	$598,512 (-) Land $222,469 Building $376,043	$598,512 (-) Land $222,469 Building $376,043
2025	$5,933.00 (+79.9%)	$598,512 (+137.67%) Land $222,469 Building $376,043	$598,512 (+137.67%) Land $222,469 Building $376,043
2023	$3,298.00 (+5%)	$251,826 (+2.6%) Land $24,807 Building $227,019	$251,826 (+2.6%) Land $24,807 Building $227,019
2022	$3,141.00	$245,436 Land $24,807 Building $220,629	$245,436 Land $24,807 Building $220,629

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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