2812 Thoroughbred Dr, Washington, MO 63090 Property Records

Franklin County property record for 2812 Thoroughbred Dr, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,467 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,431 (2025)
Deeds & Mortgages	Feb 2024 Sale Mar 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-7-36.0-0-030-007.230`

Property Details

APN / Parcel Number

Primary APN	`10-7-36.0-0-030-007.230`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,467 sqft Living Area

Exterior

Year Built	Built 2006
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	2812 THOROUGHBRED DR
City	WASHINGTON
State	MO
Zip	63090-6708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:30 HIGHLANDS AT FAIRFIELD
Legal Range	01W
Legal Township	44
Legal Section	36
Legal Subdivision	HIGHLANDS AT FAIRFIELD
Legal Block	30
Legal Lot Number	30
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3041
Census Tract	800202

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2812 THOROUGHBRED DR, WASHINGTON, MO 63090-6708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Beneficiary Deed, Transfer
Mar 18, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 3, 2019	Deed of Trust, Mortgage · Line of Credit COMMERCE BK
Oct 29, 2018	Warranty Deed, Transfer UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018
Deed Sale	Oct 29, 2018
Prior Sale	Dec 28, 2006
Deed Document Number	1814979
Record Updated	Jun 8, 2026

February 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 23, 2024
Property Address	2812 THOROUGHBRED DR, WASHINGTON, MO 63090-6708
Document Number	0002402019
Map Reference	DOC 2005-00595
Instrument Date	Feb 23, 2024
Instrument	2402019
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2812 THOROUGHBRED DR, WASHINGTON, MO 63090-6708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2812 THOROUGHBRED DR, WASHINGTON, MO 63090-6708

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 18, 2020
Property Address	2812 THOROUGHBRED DR, WASHINGTON, MO 63090-6708
Document Number	0000003841
Instrument Date	Mar 17, 2020
Instrument	3841
Transaction Type	Transfer
Record Updated	Apr 7, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8402 MARKO DR CEDAR HILL MO 630161625, CEDAR HILL, MO 63016-1625

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2812 THOROUGHBRED DR, WASHINGTON, MO 63090-6708
Document Number	0000013967
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2812 THOROUGHBRED DR WASHINGTON MO 630906708, WASHINGTON, MO 63090-6708

Mortgage

Document Number	0000013967
Date	Oct 15, 2019
Instrument	13967

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 14, 2029

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 29, 2018
Property Address	2812 THOROUGHBRED DR, WASHINGTON, MO 63090-6708
Document Number	0000014979
Instrument Date	Oct 26, 2018
Instrument	14979
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2812 THOROUGHBRED DR WASHINGTON MO 630906708, WASHINGTON, MO 63090-6708

Mortgage

Document Number	14980
Date	Oct 29, 2018
Instrument	14980

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,431.00 (+7.09%)	$43,634 (+9.08%)	$229,650 (+9.08%) Land $36,000 Building $193,650
2023	$2,270.00 (-7.01%)	$40,001	$210,530 Land $36,000 Building $174,530
2022	$2,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	FRANKLIN COUNTY PWSD 3
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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