2803 Thoroughbred Dr, Washington, MO 63090 Property Records

Franklin County property record for 2803 Thoroughbred Dr, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,476 sqft · built 2020
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-7-36.0-0-081-007.320`

Property Details

APN / Parcel Number

Primary APN	`10-7-36.0-0-081-007.320`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	2803 THOROUGHBRED DR
City	WASHINGTON
State	MO
Zip	63090-6707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 3A HIGHLANDS AT FAIRFIELD PLAT 4PT N 1/2
Legal Range	01W
Legal Township	44
Legal Section	36
Legal Subdivision	HIGHLANDS AT FAIRFIELD
Legal Block	34
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3004
Census Tract	800202

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2803 THOROUGHBRED DR, WASHINGTON, MO 63090-6707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Subdivision Related Transfer BANK OF FRANKLIN CNTY
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF FRANKLIN CNTY
Mar 18, 2020	Deed of Trust, Construction Loan · Line of Credit BANK OF FRANKLIN CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2025
Deed Sale	Jul 9, 2025
Deed Document Number	2508321
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 13, 2020
Property Address	2803 THOROUGHBRED DR, WASHINGTON, MO 63090-6707
Document Number	0000019700
Instrument Date	Nov 6, 2020
Instrument	19700
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2803 THOROUGHBRED DR WASHINGTON MO 630906707, WASHINGTON, MO 63090-6707

Mortgage

Document Number	19701
Date	Nov 13, 2020
Instrument	19701

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	2803 THOROUGHBRED DR, WASHINGTON, MO 63090-6707
Document Number	0000017324
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 OAK TREE LN UNION MO 630843038, UNION, MO 63084-3038

Mortgage

Document Number	0000017324
Date	Oct 13, 2020
Instrument	17324

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Mar 18, 2020
Property Address	2803 THOROUGHBRED DR, WASHINGTON, MO 63090-6707
Document Number	0000003869
Instrument Date	Feb 28, 2020
Instrument	3869
Transaction Type	Construction Loan
Record Updated	Apr 10, 2020
Title Company	US TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	175 OAK TREE LN UNION MO 630843038, UNION, MO 63084-3038

Mortgage

Document Number	0000003869
Date	Mar 18, 2020
Instrument	3869

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 17, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Washington City
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,725.00 (+12.05%)	$48,921 (+14.15%)	$257,480 (+14.16%) Land $36,000 Building $221,480
2023	$2,432.00 (+0.87%)	$42,855	$225,550 Land $36,000 Building $189,550
2022	$2,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON PWS serves 14,068 people · EPA ID MO6010838
Water Source	Groundwater
Last State Inspection	Apr 2024
Also Mapped Here	FRANKLIN COUNTY PWSD 3
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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