2812 Stonebridge Dr, Troy, OH 45373 Property Records

Miami County property record for 2812 Stonebridge Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,036 sqft · built 2013
Lot Size	0.403 acres (17,555 sqft)
Owner	Individual Name on File
Last Sale	$457,250 (Aug 2018)
Tax Bill	$6,494 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D08-105852`

Property Details

APN / Parcel Number

Primary APN	`D08-105852`
Alternative APN	`050619.3-11-022-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,036 sqft Living Area
1st Floor Area	3,576 sqft
Upper Floors Area	1,248 sqft
Basement Area	1,788 sqft
Unfinished Basement	1,788 sqft
Game Room	Game Room

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	17,555 sqft (0.403 acres)
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	210 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2812 STONEBRIDGE DR
City	TROY
State	OH
Zip	45373-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10186 STONEBRIDGE PHASE #5
Legal Subdivision	STONEBRIDGE PHASE #5
Legal Lot Number	10186
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1022
Census Tract	365001

Owner

2812 Stonebridge Dr is owned and occupied by an individual who bought it in August 2018.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2812 STONEBRIDGE DR, TROY, OH 45373-5431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · VA Mortgage POLARIS HOME FUNDING CORP
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage POLARIS HOME FUNDING CORP
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage POLARIS HOME FUNDING CORP
Aug 15, 2018	Warranty Deed, Transfer · VA Mortgage POLARIS HOME FUNDING CORP
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2018 · Amount on File
Deed Sale	Aug 15, 2018 · Amount on File
Prior Sale	Jul 11, 2012 · Amount on File
Deed Document Number	20182018OR-09934
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2812 STONEBRIDGE DR, TROY, OH 45373-5431
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013706
Date	Nov 15, 2019
Instrument	2019OR-13706

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution
Address	GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jun 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2812 STONEBRIDGE DR, TROY, OH 45373-5431
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005163
Date	Apr 24, 2020
Instrument	2020OR-05163

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2812 STONEBRIDGE DR, TROY, OH 45373-5431
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002347
Date	Feb 9, 2021
Instrument	2021OR-02347

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 15, 2018
Property Address	2812 STONEBRIDGE DR, TROY, OH 45373-5431
Document Number	0000009934
Map Reference	BK22 PG11
Instrument Date	Aug 10, 2018
Instrument	2018OR-09934
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$914.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 STONEBRIDGE DR, TROY, OH 45373-5431

Mortgage

Document Number	0000009935
Date	Aug 15, 2018
Instrument	2018OR-09935

Lender

Name	POLARIS HOME FUNDING CORP

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2812 STONEBRIDGE DR, TROY, OH 45373-5431
Document Number	0000003747
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2812 STONEBRIDGE DR TROY OH 453735431, TROY, OH 45373-5431

Mortgage

Document Number	0000003747
Date	Mar 29, 2017
Instrument	3747

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2812 Stonebridge Dr was $6,494 with a homeowner's exemption, down 9.4% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,494.00 (-9.43%) Homeowner's exemption	$195,550 (+3.01%) Land $26,460 Building $169,090	$558,700 Land $75,600 Building $483,100
2024	$7,170.00 (+2.21%) Homeowner's exemption	$189,840 (-) Land $26,460 Building $163,380
2023	$7,015.00 (+17.43%) Homeowner's exemption	$189,840 (-) Land $26,460 Building $163,380	$542,400 (-) Land $75,600 Building $466,800
2022	$5,974.00 Homeowner's exemption	$189,840 Land $26,460 Building $163,380	$542,400 Land $75,600 Building $466,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2812 Stonebridge Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2812 Stonebridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Imagine Networks.

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