2846 Stonebridge Dr, Troy, OH 45373 Property Records

Miami County property record for 2846 Stonebridge Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,140 sqft · built 2012
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$382,500 (Dec 2012)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D08-105858`

Property Details

APN / Parcel Number

Primary APN	`D08-105858`
Alternative APN	`050619.3-11-025-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,140 sqft Living Area
1st Floor Area	4,280 sqft
Basement Area	2,140 sqft
Unfinished Basement	2,140 sqft
Family Room	Family Room

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	17,424 sqft (0.4 acres)
Garage Area	996 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	184 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2846 STONEBRIDGE DR
City	TROY
State	OH
Zip	45373-5431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10189 STONEBRIDGE PHASE #5
Legal Subdivision	STONEBRIDGE PHASE #5
Legal Lot Number	10189
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1022
Census Tract	365001

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2846 STONEBRIDGE DR, TROY, OH 45373-5431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2012 · Amount on Record
Deed Sale	Dec 28, 2012 · Amount on Record
Prior Sale	Sep 18, 2012 · Amount on Record
Deed Document Number	20122012OR-18169
Deed Book / Page	331 / 324
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2846 STONEBRIDGE DR, TROY, OH 45373-5431
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2846 STONEBRIDGE DR, TROY, OH 45373-5431

Mortgage

Document Number	0000006860
Date	Jun 24, 2025
Instrument	2025OR-06860

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 25, 2055

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2846 STONEBRIDGE DR, TROY, OH 45373-5431
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007018
Date	Jun 11, 2018
Instrument	2018OR-07018

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	2846 STONEBRIDGE DR, TROY, OH 45373-5431
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010680
Date	Aug 4, 2020
Instrument	2020OR-10680

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,970.00 (-7.6%) Homeowner's exemption	$149,910 (+5.08%) Land $26,460 Building $123,450	$428,300 (+5.08%) Land $75,600 Building $352,700
2024	$5,379.00 (+2.2%) Homeowner's exemption	$142,660 (-) Land $26,460 Building $116,200
2023	$5,263.00 (+17.48%) Homeowner's exemption	$142,660 (-) Land $26,460 Building $116,200	$407,600 (-) Land $75,600 Building $332,000
2022	$4,480.00 Homeowner's exemption	$142,660 Land $26,460 Building $116,200	$407,600 Land $75,600 Building $332,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2004–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: Imagine Networks.

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