2812 Ruby Rose Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2812 Ruby Rose Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	2,084 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$510,000 (2025)
Tax Bill	$6,185.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`112531571800014290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,084 sqft Heated Area
Gross Area	2,685 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Finished Garage
Patio Area	130 sqft Patio
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2812 RUBY ROSE LN
City	SAINT CLOUD
State	FL
Zip	34771-9334
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DEL WEBB SUNBRIDGE PH 1 PB 28 PGS 185-197 LOT 429
Legal Range	31E
Legal Township	25S
Legal Section	11
Legal Subdivision	DEL WEBB SUNBRIDGE PHS 1
Legal Phase	1
Legal Tract	5718
Legal Lot Number	429
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1002
Census Tract	43700

Owner

Source: Osceola County records · APN 112531571800014290

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2812 RUBY ROSE LN, SAINT CLOUD, FL 34771-9334
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2025 · Amount on Record
Deed Sale	Jun 26, 2025 · Amount on Record
Prior Sale	Nov 25, 2020 · Amount on Record
Deed Doc Number	2025080188
Deed Book / Page	6809 / 2995
Record Refreshed	Jun 08, 2026

November 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 25, 2020
Property Address	2812 RUBY ROSE LN, SAINT CLOUD, FL 34771-9334
Document Number	0058392581
Book / Page	5839 / 2581
Map Reference	MB 28 PG 185&197
Instrument Date	Oct 30, 2020
Instrument	2020161264
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 08, 2022
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,581.60
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4901 VINELAND RD STE 500, 4901, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 RUBY ROSE LN, SAINT CLOUD, FL 34771-9334

Mortgage

Document Number	0058392583
Date	Nov 25, 2020
Instrument	5839/2583

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,185.00 (+7.55%) Homeowner's exemption	$350,141 (+5.99%)	$479,300 (-1.5%) Land $92,000 Building $387,300
2023	$5,751.00 (+3.64%) Homeowner's exemption	$330,364 (+3%)	$486,600 (+25.03%) Land $90,000 Building $396,600
2022	$5,549.00 Homeowner's exemption	$320,742	$389,200 Land $70,000 Building $319,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	About 1 in 73 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.