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2805 Ruby Rose Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2805 Ruby Rose Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,661 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2024)
Tax Bill$5,009.00 (2025)

Property Details

APN / Parcel Number

Primary APN112531571800013800

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,661 sqft Heated Area
Gross Area2,310 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2805 RUBY ROSE LN
CitySAINT CLOUD
StateFL
Zip34771-9335
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDEL WEBB SUNBRIDGE PH 1 PB 28 PGS 185-197 LOT 380
Legal Range31E
Legal Township25S
Legal Section11
Legal SubdivisionDEL WEBB SUNBRIDGE PHS 1
Legal Phase1
Legal Tract5718
Legal Lot Number380
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43700

Owner

Source: Osceola County records · APN 112531571800013800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2805 RUBY ROSE LN, SAINT CLOUD, FL 34771-9335
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Apr 19, 2021Special Warranty Deed, Subdivision Related Transfer
PGP TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 31, 2024 · Amount on Record
Deed SaleJan 31, 2024 · Amount on Record
Prior SaleApr 19, 2021 · Amount on Record
Deed Doc Number2024012909
Deed Book / Page6542 / 1436
Record RefreshedJun 08, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 31, 2024
Property Address2805 RUBY ROSE LN, SAINT CLOUD, FL 34771-9335
Document Number0065421436
Book / Page6542 / 1436
Map ReferenceMB 28 PG 185-197
Instrument DateJan 29, 2024
Instrument2024012909
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,080.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address406 S LINCOLN DR, HOWARDS GROVE, WI 53083-1243

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 RUBY ROSE LN, SAINT CLOUD, FL 34771-9335

Mortgage

Document Number0065421438
DateJan 31, 2024
Instrument6542/1438
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 19, 2021
Property Address2805 RUBY ROSE LN, SAINT CLOUD, FL 34771-9335
Document Number0059380561
Book / Page5938 / 561
Map ReferenceMB 28 PG 185&197
Instrument DateApr 15, 2021
Instrument2021058641
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyPGP TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Tax$2,529.10
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2805 RUBY ROSE LN, SAINT CLOUD, FL 34771-9335

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,009.00 (+4.38%) Homeowner's exemption$265,253 (-0.72%)$430,600 (-1.24%) Land $101,200 Building $329,400
2023$4,799.00 (+2.43%) Homeowner's exemption Widower's exemption$267,184 (+3%)$436,000 (+25.11%) Land $99,000 Building $337,000
2022$4,685.00 Homeowner's exemption Widower's exemption$259,402$348,500 Land $77,000 Building $271,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire LikelihoodAbout 1 in 73 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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