2812 Lyle Ave, Waco, TX 76708 Property Records

McLennan County property record for 2812 Lyle Ave, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,017 sqft · built 1945
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on Record
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-012200-079900-3`

Property Details

APN / Parcel Number

Primary APN	`48-012200-079900-3`
Alternative APNs	`4801220007990030111` `171030`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,017 sqft Living Area
Gross Area	1,044 sqft
1st Floor Area	1,017 sqft
Flooring	Carpet

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1974
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	588 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	87 sqft
Patio Area	27 sqft
Greenhouse	308 sqft
Storage Building	560 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	2812 LYLE AVE
City	WACO
State	TX
Zip	76708-2680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	DEAN LOT 5 B BLOCK 61 ACRES .2009
Legal Subdivision	DEAN
Legal Block	61
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1025
Census Tract	900

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2812 LYLE AVE, WACO, TX 76708-2680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK
Sep 1, 2020	Loan Modification, Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2009
Deed Sale	Sep 10, 2009
Deed Document Number	200927854
Prior Transfer Date	Aug 8, 2006
Prior Transfer Doc	0000029516
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Aug 10, 2026
Property Address	2812 LYLE AVE, WACO, TX 76708-2680
Document Number	0000025551
Instrument Date	Aug 10, 2026
Instrument	202625551
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 LAKE RIDGE CIR, WACO, TX 76710-1112

Mortgage

Document Number	0000025551,
Date	Aug 10, 2026
Instrument	202625551

Lender

Name	COMMUNITY TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2812 LYLE AVE, WACO, TX 76708-2680
Document Number	0000037777
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 LYLE AVE WACO TX 767082680, WACO, TX 76708-2680

Mortgage

Document Number	0000037777
Date	Oct 21, 2020
Instrument	37777

Lender

Name	COMMUNITY BK
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 20, 2025

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,757 (+1%)	$150,435 (-3.94%) Land $25,200 Building $125,235
2025	$1,228.00 (-1.13%) Homeowner's exemption	$127,052 (-13.01%)	$156,610 (+7.22%) Land $22,840 Building $133,770
2024	$1,242.00 (+21.05%)
2023		$146,060 Land $22,840 Building $123,220	$146,060 Land $22,840 Building $123,220
2022	$1,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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