2812 Faircroft Way, Monroe, NC 28110 Property Records

Union County property record for 2812 Faircroft Way, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,413 sqft · built 1991
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Jan 2006)
Tax Bill	$2,238 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-072-065`

Property Details

APN / Parcel Number

Primary APN	`07-072-065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
Gross Area	1,653 sqft
1st Floor Area	1,413 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2812 FAIRCROFT WAY
City	MONROE
State	NC
Zip	28110-8837
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#125 SANDALWOOD 2 OPCC475 2812 FAIRCROFT WAY
Legal Subdivision	SANDALWOOD
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1046
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2812 FAIRCROFT WAY, MONROE, NC 28110-8837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP
Sep 22, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage DISCOVER BANK
May 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 1, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2006 · Amount on Record
Deed Sale	Jan 19, 2006 · Amount on Record
Deed Document Number	20062320
Deed Book / Page	4044 / 180
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2812 FAIRCROFT WAY, MONROE, NC 28110-8837
Transaction Type	Mortgage
Record Updated	Mar 13, 2024
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 FAIRCROFT WAY, MONROE, NC 28110-8837

Mortgage

Document Number	0008858808
Date	Feb 26, 2024
Book Page	8858/808
Instrument	4060

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2812 FAIRCROFT WAY, MONROE, NC 28110-8837
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008575792
Date	Sep 22, 2022
Book Page	8575/792
Instrument	33111

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2812 FAIRCROFT WAY, MONROE, NC 28110-8837
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8151417
Date	Jun 28, 2021
Book Page	8151/417
Instrument	30449

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2812 FAIRCROFT WAY, MONROE, NC 28110-8837
Document Number	7668335
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 FAIRCROFT WAY MONROE NC 281108837, MONROE, NC 28110-8837

Mortgage

Document Number	7668335
Date	May 14, 2020
Book Page	007668/000335
Instrument	16623

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 13, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2812 FAIRCROFT WAY, MONROE, NC 28110-8837
Document Number	6879226
Book / Page	006879 / 000226
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2812 FAIRCROFT WAY MONROE NC 281108837, MONROE, NC 28110-8837

Mortgage

Document Number	6879226
Date	Feb 20, 2017
Book Page	006879/000226
Instrument	4647

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2047

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,200 (-) Land $60,000 Building $273,200	$333,200 (-) Land $60,000 Building $273,200
2025	$2,238.00 (+16.38%)	$333,200 (+46.98%) Land $60,000 Building $273,200	$333,200 (+46.98%) Land $60,000 Building $273,200
2023	$1,923.00	$226,700 Land $36,800 Building $189,900	$226,700 Land $36,800 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Faircroft Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures