2809 Faircroft Way, Monroe, NC 28110 Property Records

Union County property record for 2809 Faircroft Way, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,443 sqft · built 1991
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Nov 2024)
Tax Bill	$2,233 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-072-035`

Property Details

APN / Parcel Number

Primary APN	`07-072-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	1,443 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Porch	Slab
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2809 FAIRCROFT WAY
City	MONROE
State	NC
Zip	28110-8837
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#95 SANDALWOOD 2 OPCC475
Legal Subdivision	SANDALWOOD
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1051
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2809 FAIRCROFT WAY, MONROE, NC 28110-8837
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit CAROLINAS TELCO FCU
Nov 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CAROLINAS TELCO FCU
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAROLINAS TELCO FCU
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAROLINAS TELCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	202427011
Deed Book / Page	9010 / 842
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	8313296
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2809 FAIRCROFT WAY, MONROE, NC 28110-8837
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008662352
Date	Feb 28, 2023
Book Page	8662/352
Instrument	4489

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Feb 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Nov 15, 2021
Property Address	2809 FAIRCROFT WAY, MONROE, NC 28110-8837
Document Number	8313296
Book / Page	8313 / 296
Map Reference	CAB C FILE 475
Instrument Date	Nov 8, 2021
Instrument	54180
Transaction Type	Transfer
Record Updated	Dec 2, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 FAIRCROFT WAY, MONROE, NC 28110-8837

Mortgage

Document Number	54181
Date	Nov 15, 2021
Instrument	54181

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2809 FAIRCROFT WAY, MONROE, NC 28110-8837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7166408
Date	May 31, 2018
Book Page	7166/408
Instrument	0014698

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2809 FAIRCROFT WAY, MONROE, NC 28110-8837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7655706
Date	May 1, 2020
Book Page	7655/706
Instrument	14926

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$332,400 (-) Land $60,000 Building $272,400	$332,400 (-) Land $60,000 Building $272,400
2025	$2,233.00 (+16.36%)	$332,400 (+46.95%) Land $60,000 Building $272,400	$332,400 (+46.95%) Land $60,000 Building $272,400
2023	$1,919.00	$226,200 Land $36,800 Building $189,400	$226,200 Land $36,800 Building $189,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Faircroft Way

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