Lauderdale County property record for 2811 Co Rd 8, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1985 |
| Lot Size | 26 acres (1,132,560 sqft) |
| Owner | Individual on Record |
| Last Sale | $185,000 (Apr 2026) |
| Tax Bill | $1,025 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Construction Loan Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-07-26-0-000-001-000 |
| Primary APN | 08-07-26-0-000-001-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,132,560 sqft (26 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 107430 |
|---|---|
| Street Address | 2811 COUNTY ROAD 8 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 AC/C PT OF E/2 OF NE/4 OF SEC 26 T1S R14W & PT OF W/2 OF NW/4 OF SEC 25 T1S R14W COM @ NW COR OF NE/4 OF NE/4 OF SEC 26 TH |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 26 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 11300 |
Source: Lauderdale County assessment roll, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 2811 COUNTY ROAD 8, WATERLOO, AL 35677-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Warranty Deed, Transfer · Construction Mortgage NEW AMERICAN FUNDING |
| Jul 7, 2023 | Warranty Deed, Transfer · Commercial Mortgage RIVER BANK & TRUST |
| May 15, 2023 | Warranty Deed, Transfer |
| Apr 10, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Jul 7, 2023 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Apr 2, 2026 |
| Property Address | 2811 COUNTY ROAD 8, WATERLOO, AL 35677-3436 |
| Instrument Date | Apr 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | FIRST AMERICAN SOLUTIONS, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2811 COUNTY ROAD 8, WATERLOO, AL 35677-3436 |
| Investor | Possibly a Property Investor |
| Date | Apr 2, 2026 |
|---|
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Jul 7, 2023 |
| Property Address | 2811 COUNTY ROAD 8, WATERLOO, AL 35677-3436 |
| Document Number | 2023/27176 |
| Book / Page | 2023 / 27176 |
| Instrument Date | Jul 7, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1658, FLORENCE, AL 35631-1658 |
| Name | Verified Name |
|---|---|
| Address | 1129 N WOOD AVE, FLORENCE, AL 35630-3011 |
| Document Number | 2023/27178 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 2023/27178 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | May 15, 2023 |
| Property Address | 2811 COUNTY ROAD 8, WATERLOO, AL 35677-3436 |
| Document Number | 2023/18920 |
| Book / Page | 2023 / 18920 |
| Instrument Date | May 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1578 WRIGHTS LN, GALLATIN, TN 37066-7918 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1658, FLORENCE, AL 35631-1658 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Apr 10, 2023 |
| Property Address | 2811 COUNTY ROAD 8, WATERLOO, AL 35677-3436 |
| Document Number | 2023/13611 |
| Book / Page | 2023 / 13611 |
| Instrument Date | Mar 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 910 COUNTY ROAD 231, FLORENCE, AL 35633-2733 |
| Name | Verified Name |
|---|---|
| Address | 1578 WRIGHTS LN, GALLATIN, TN 37066-7918 |
Source: Lauderdale County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,025.00 (+6.88%) | $29,260 (+6.94%) | $225,780 (+15.93%) Land $134,800 Building $90,980 |
| 2024 | $959.00 (+0.31%) | $27,360 (+159.58%) Land $11,280 Building $16,080 | $194,760 (+6.07%) Land $112,600 Building $82,160 |
| 2023 | $956.00 (+47.53%) Homeowner's exemption | $10,540 (-38.22%) Land $10,540 | $183,620 (+63.95%) Land $105,300 Building $78,320 |
| 2022 | $648.00 Homeowner's exemption | $17,060 | $112,000 Land $56,600 Building $55,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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