Lauderdale County property record for 2091 Co Rd 8, Waterloo, AL 35677
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,314 sqft · built 1970 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $318 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-07-35-0-000-002-000 |
| Primary APN | 08-07-35-0-000-002-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| 1st Floor Area | 1,314 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Lot Dimensions | 245 ft deep x 311 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 95374 |
|---|---|
| Street Address | 2091 COUNTY ROAD 8 |
| City | WATERLOO |
| State | AL |
| Zip | 35677-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 |
| Legal Description | 311.53 X 245.40 IRR 1.35 AC/C IN NE/4 SEC 35 T1S R14W BEG 210S S & 1000S E OF NW COR OF NE/4 TH SW 311.53 NW 245.40 NE 232.4 |
| Legal Range | 14W |
| Legal Township | 01S |
| Legal Section | 35 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1093 |
| Census Tract | 11300 |
2091 Co Rd 8 is owned and occupied by an individual who acquired it in December 2017.
Source: Lauderdale County records, as of November 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2091 COUNTY ROAD 8, WATERLOO, AL 35677-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK INDEPENDENT |
| Dec 20, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2017 |
| Deed Sale | Dec 20, 2017 |
| Deed Document Number | 0201756067 |
| Deed Book / Page | 2017 / 56067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 2091 COUNTY ROAD 8, WATERLOO, AL 35677-3411 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018/1599 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 2018/1599 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Recording Date | Dec 20, 2017 |
| Property Address | 2091 COUNTY ROAD 8, WATERLOO, AL 35677-3411 |
| Document Number | 2017/56067 |
| Book / Page | 2017 / 56067 |
| Instrument Date | Nov 17, 2016 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1849 FORD ST, 1849, FLORENCE, AL 35630-2501 |
| Name | Verified Name |
|---|
The 2025 property tax bill for 2091 Co Rd 8 was $318 with a homeowner's exemption, up 8.5% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $318.00 (+8.53%) Homeowner's exemption | $10,740 (+6.97%) | $111,740 (+11.81%) Land $17,500 Building $94,240 |
| 2024 | $293.00 (-9.85%) Homeowner's exemption | $10,040 (+638.24%) Land $1,480 Building $8,560 | $99,940 (+5.38%) Land $14,600 Building $85,340 |
| 2023 | $325.00 (+34.85%) Homeowner's exemption | $1,360 (-80.9%) Land $1,360 | $94,840 (+33.39%) Land $13,600 Building $81,240 |
| 2022 | $241.00 Homeowner's exemption | $7,120 | $71,100 Land $12,300 Building $58,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2091 Co Rd 8 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2091 Co Rd 8 is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 43% of Alabama |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
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