28100 S Bird Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 28100 S Bird Rd, Tracy, CA 95304

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 2,828 sqft · built 1930
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$1,465,000 (Jun 2024)
Tax Bill$15,965 (2026)
Deeds & MortgagesMar 2021 Mortgage
Oct 2018 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN239-200-350-000

Property Details

APN / Parcel Number

Primary APN239-200-350-000
Alternative APN
  • 239-200-35

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,828 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1980
Construction TypeWood
Lot Area87,120 sqft (2 acres)
Garage Area800 sqft
Parking Spaces1 Parking Space
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number239-200-35
Street Address28100 S BIRD RD
CityTRACY
StateCA
Zip95304-9384
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG40
Legal Description94-FM PT OF 239-200-22 PT TO 36/RD PM 19-60
Legal SubdivisionRANCHO EL PESCADERO
Legal Block1
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1003
Census Tract5503

Owner

28100 S Bird Rd, a rural home, is owned and occupied by two individuals who bought it in June 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address28100 S BIRD RD, TRACY, CA 95304-9384
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Oct 22, 2018Deed of Trust, Mortgage · Line of Credit
COMPASS BANK
Feb 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 17, 2018Deed of Trust, Mortgage
BAY EQUITY
Nov 15, 2017Grant Deed, Transfer · ARM
BANC OF CALIFORNIA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2024 · Amount on File
Deed SaleJun 18, 2024 · Amount on File
Prior SaleNov 15, 2017 · Amount on File
Deed Document Number202449735
Prior Transfer DateSep 16, 1999
Prior Transfer Doc0000121210
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address28100 S BIRD RD, TRACY, CA 95304-9384
Transaction TypeMortgage
Record UpdatedApr 1, 2021
Title CompanyFIRST AMERICAN TITLE FRESNO

Transferred To (Grantee/Buyer)

NameVerified Name
Address28100 S BIRD RD, TRACY, CA 95304-9384

Mortgage

Document Number0000047053
DateMar 16, 2021
Instrument2021-047053
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address28100 S BIRD RD, TRACY, CA 95304-9384
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address28100 S BIRD RD, TRACY, CA 95304-9384

Mortgage

Document Number0000116762
DateOct 22, 2018
Instrument2018-116762
Lender
NameCOMPASS BANK
TypeBank
AddressLIVERMORE, CA 94550
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 9, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address28100 S BIRD RD, TRACY, CA 95304-9384
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020278
DateFeb 18, 2020
Instrument2020-020278
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address28100 S BIRD RD, TRACY, CA 95304-9384
Document Number0000056581
Instrument DateMay 17, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address28100 S BIRD RD TRACY CA 953049384, TRACY, CA 95304-9384

Mortgage

Document Number0000056581
DateMay 22, 2018
Instrument56581
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount on Record
Term360 Months
DueMay 21, 2048

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateNov 15, 2017
Property Address28100 S BIRD RD, TRACY, CA 95304-9384
Document Number0000133220
Map ReferencePM19 PG60
Instrument DateNov 6, 2017
Instrument2017-133220
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address28100 S BIRD RD, TRACY, CA 95304-9384

Mortgage

Document Number0000133221
DateNov 15, 2017
Instrument2017-133221
Lender
NameBANC OF CALIFORNIA NA
TypeBank
AddressSANTA ANA, CA 92707
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2022
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change6.12%
Index1-Year LIBOR
Margin3
Max Rate10.1%

Tax Assessment & Valuation

The 2026 property tax bill for 28100 S Bird Rd was $15,965, up 1.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Secondary School DistrictTracy Unified School District (9-12) (09 - 12)
Elementary School DistrictNew Jerusalem Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$15,965.00 (+1.49%)
2025$15,731.00$1,494,300 Land $800,700 Building $693,600
2023$8,120.00 (+1.75%) Homeowner's exemption$765,549 Land $246,069 Building $519,480$991,980
2022$7,980.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28100 S Bird Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28100 S Bird Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Matrix Broadband
Fixed Wireless
200 / 40
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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