Hamilton County property record for 2810 Windthrush Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,974 sqft · built 1988 |
| Lot Size | 0.3 acres (13,074 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2025) |
| Tax Bill | $1,365 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 150H L 043 |
| Primary APN | 150H L 043 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,074 sqft (0.3 acres) |
| Lot Dimensions | 154 ft deep x 84.9 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000123603 |
|---|---|
| Street Address | 2810 WINDTHRUSH DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 43 WINDTHRUSH SUB PB43 PG18 |
| Legal Subdivision | WINDTHRUSH SUB |
| Legal Lot Number | 43 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11314 |
2810 Windthrush Dr is owned and occupied by an individual who bought it in September 2025.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2810 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2025 | Deed of Trust, Mortgage · Line of Credit PINNACLE BANK |
| Sep 26, 2025 | Warranty Deed, Transfer · Conventional Mortgage SOFI BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2025 · Amount on File |
| Deed Sale | Sep 26, 2025 · Amount on File |
| Deed Document Number | 0014057544 |
| Deed Book / Page | 14057 / 544 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2810 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2810 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Document Number | 0000000143 |
|---|---|
| Date | Jun 17, 2025 |
| Book Page | 13955/621 |
| Instrument | 2025061700143 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 2, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 26, 2025 |
| Property Address | 2810 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Document Number | 0000000217 |
| Book / Page | 14057 / 544 |
| Map Reference | MB 43 PG 18 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025092600217 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,202.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2810 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Document Number | 0014057547 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 14057/547 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2025 property tax bill for 2810 Windthrush Dr was $1,365, up 15.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,365.00 (+15.58%) | $90,100 (+70.64%) | $360,400 (+70.64%) Land $70,000 Building $290,400 |
| 2024 | $1,181.00 (-0.76%) | $52,800 (-) | $211,200 (-) Land $50,000 Building $161,200 |
| 2023 | $1,190.00 | $52,800 | $211,200 Land $50,000 Building $161,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2810 Windthrush Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2810 Windthrush Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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