Hamilton County property record for 2804 Windthrush Dr, Chattanooga, TN 37421
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft · built 1987 |
| Lot Size | 0.355 acres (15,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Jul 2018) |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150H L 046 |
| Primary APN | 150H L 046 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,480 sqft (0.355 acres) |
| Lot Dimensions | 154 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000123606 |
|---|---|
| Street Address | 2804 WINDTHRUSH DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37421-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 46 WINDTHRUSH SUB PB43 PG18 |
| Legal Subdivision | WINDTHRUSH SUB |
| Legal Lot Number | 46 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11314 |
2804 Windthrush Dr is owned and occupied by an individual who bought it in July 2018.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2804 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ACC MORTGAGE INC |
| Jul 30, 2018 | Grant Deed, Transfer · Conventional with PMI FIRST NAT'L BK/AMERICA |
| Apr 11, 2018 | Grant Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES |
| Apr 11, 2018 | Deed in Lieu of Foreclosure, Foreclosure STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2018 · Amount on File |
| Deed Sale | Jul 30, 2018 · Amount on File |
| Prior Sale | Apr 11, 2018 · Amount on File |
| Deed Document Number | 2018073000210 |
| Deed Book / Page | 11412 / 671 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2804 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2804 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Document Number | 0000000062 |
|---|---|
| Date | Jan 31, 2024 |
| Book Page | 13501/506 |
| Instrument | 2024013100062 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 30, 2018 |
| Property Address | 2804 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Document Number | 0730000210 |
| Book / Page | 011412 / 000671 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 180730000210 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $536.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2804 WINDTHRUSH DR CHATTANOOGA TN 374215000, CHATTANOOGA, TN 37421-5000 |
| Document Number | 730000211 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 011412/000675 |
| Instrument | 180730000211 |
| Name | FIRST NAT'L BK/AMERICA |
|---|---|
| Type | Bank |
| Address | EAST LANSING, MI 48823 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 11, 2018 |
| Property Address | 2804 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Document Number | 0000000084 |
| Book / Page | 011316 / 000880 |
| Instrument Date | Feb 26, 2018 |
| Instrument | 84 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 27, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Amount | Amount on Record |
|---|---|
| Tax | $568.69 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042 |
| Investor | Possibly a Property Investor |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 11, 2018 |
| Property Address | 2804 WINDTHRUSH DR, CHATTANOOGA, TN 37421-5000 |
| Document Number | 0000000082 |
| Book / Page | 011316 / 000868 |
| Instrument Date | Feb 6, 2018 |
| Instrument | 82 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 26, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $494.17 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 2804 Windthrush Dr was $1,345, up 13.2% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,345.00 (+13.22%) | $88,775 (+67.11%) | $355,100 (+67.11%) Land $70,000 Building $285,100 |
| 2024 | $1,188.00 (-0.75%) | $53,125 (-) | $212,500 (-) Land $50,000 Building $162,500 |
| 2023 | $1,197.00 | $53,125 | $212,500 Land $50,000 Building $162,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2804 Windthrush Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2804 Windthrush Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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